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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car ( J- Y2 h1 ]& }' Z' w- P% K
cannot be moved, turn on the hazard lights. Turn off the
r, R: f5 ?- V+ Q ignition. Be careful when exiting your car.0 T1 y l& g" U, n# ]8 B; [
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Step2. Determine if anyone is injured. Do not move an injured person.+ k+ I# I' R$ o W( {! y
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Step3. Call 911 for the police and ambulance (if needed) immediately. 8 \) \2 @6 O7 r2 U% k( C
Report any injuries.8 ?3 S5 r1 p; J/ u
! }0 P# J1 h, ?* f- ZStep4. If another vehicle is involved, get the car’s year, make, model ; D' H' K( O! U, e- T
and license plate number; the driver’s name, address and license# S- X3 j0 O2 Z' h( ]) U, H* [
number; and the name of his or her insurance company. If the 6 U; W9 R$ ~' P% y
driver does not own the car, get the name of the car’s owner. * J' X3 ^7 a7 s; g) k4 e
Write down names and addresses of other passengers or - \7 D, H! c% I
witnesses. If you have a camera take pictures of the accident
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; ^. [; e, [* g" X' n' QStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
. H U% t+ T, X" }3 E+ Z# B accident in any way. You may be required to show proof of
1 e; M$ _( u6 C9 ?9 O insurance, but do not reveal how much coverage you have.5 _" j9 G2 s/ _) E3 d
( H# c0 D# Y2 TStep7. Do not accept any money the other driver may offer. By+ Q0 ~' o' l: K1 M
accepting money, you may give up your right to file a claim
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more extensive than you first thought.
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8 w) k% ^* D; O5 l$ V( a; L. B( YStep8. Do not agree to forget about a minor accident. You may see! A q# i: E- g' b1 s/ z
later that there were hidden damages or injuries. The other- [2 B$ u' n3 q* m
person may even file a lawsuit against you.& K9 Y% P0 r. r$ R' w) K) |( ]" o
! X; ]1 s8 t' n& V. j* qStep9. Write an account of what happened: time of day, weather, 1 h# A) S$ }; L+ l
hazards, road conditions and driving speed. Draw a picture of " K& Z1 y1 g! [- |( E! l9 s
the site, showing stop signs, signal lights, etc. Try to measure
$ h$ |: V0 w: E, P7 h% d2 E/ ` skid marks and determine the point of impact. Note any damage8 r( g2 y! f: x- p$ n" K
already on other cars involved. If a camera is available, take
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Step10. Report the accident to your insurance agent or insurance 7 G- H2 W; d h
company as soon as possible. Call a lawyer Bruce King, to discuss# ^' \) ]: k7 u/ \% N
your accident.& `# R8 e( }( u# K
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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