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Step1. If possible, stop your car in a safe and visible place. If a car
1 @3 K" @5 j5 l9 Y* _5 E cannot be moved, turn on the hazard lights. Turn off the
. h) |$ W @$ w# T9 ~& r! q$ p ignition. Be careful when exiting your car.
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1 b! Y t/ u. ^3 YStep2. Determine if anyone is injured. Do not move an injured person.9 W& y0 Y7 p) y# o+ p( n
" z3 B! |# l6 ?% i8 C: M5 S0 PStep3. Call 911 for the police and ambulance (if needed) immediately. 0 R: ?; Y# B6 E) W, D
Report any injuries.& @# G s8 T- V. B) y
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Step4. If another vehicle is involved, get the car’s year, make, model
8 ^; a& j+ r; _5 Y$ F7 u and license plate number; the driver’s name, address and license0 _9 N7 [4 }) K4 x% B' A$ U
number; and the name of his or her insurance company. If the ' Z+ r4 J0 R9 t0 y5 _# ]
driver does not own the car, get the name of the car’s owner. : e3 r9 Y$ ~, M; I5 b, L& L. I
Write down names and addresses of other passengers or
$ \# M7 Y* j0 _, w, _) d* Q witnesses. If you have a camera take pictures of the accident . |" P7 ~" z) d
scene.! _$ e$ O7 N8 N; t1 d A
; k2 q* k( L8 O( V$ i# C7 WStep5. The police officer will give you a copy of the collision report.' |! V' q; h/ [: W+ G$ D7 S3 Y8 }% j, F
5 l# _4 {, Q. @( B `' H* y; N: J! HStep6. Cooperate with the police, but do not admit guilt for the 3 w2 K7 m0 _1 M
accident in any way. You may be required to show proof of
- m. m$ X3 I. P6 ~6 B8 J4 D insurance, but do not reveal how much coverage you have.1 z9 }/ Y1 e3 t6 p; n
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Step7. Do not accept any money the other driver may offer. By
/ {. A' `3 X" S accepting money, you may give up your right to file a claim
" e6 H4 `' \9 v! J against the other driver, even if the damages turn out to be1 A' w1 _# I" y
more extensive than you first thought.
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) u1 Q* z) d) t) g6 UStep8. Do not agree to forget about a minor accident. You may see, s% ^& x" S+ M' R# N
later that there were hidden damages or injuries. The other9 w/ Y P/ ^ _$ E" T9 { p
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
- d- u. g0 g/ N$ U. L, S# b hazards, road conditions and driving speed. Draw a picture of
9 }* m( W6 U& B' X6 l- N, b the site, showing stop signs, signal lights, etc. Try to measure . h& _* y# B( {/ D) T
skid marks and determine the point of impact. Note any damage
! J$ d1 g" ]/ C) w already on other cars involved. If a camera is available, take
' M) t- @! Q: N( h3 J pictures of the accident.- e0 `" N) y; x3 G6 ^
$ N4 L1 a) _2 JStep10. Report the accident to your insurance agent or insurance * ]" e Q g* c% z( i
company as soon as possible. Call a lawyer Bruce King, to discuss
8 p1 j+ T& }3 \- J% g your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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