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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
8 J* o8 |- S3 Y# e# G cannot be moved, turn on the hazard lights. Turn off the
2 A8 R F6 I2 Z7 {" Z ignition. Be careful when exiting your car.9 n3 H' t" c: L
0 J% n* Z7 M6 T9 t6 N) B X! xStep2. Determine if anyone is injured. Do not move an injured person./ y. Q2 Y. d. i: {5 m& E5 v
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Step3. Call 911 for the police and ambulance (if needed) immediately. : F) @. N4 k8 G7 A. F, L4 l
Report any injuries.0 n0 g( ~8 C7 m+ x3 e
m7 @) }5 N5 X, h8 r+ N. u# iStep4. If another vehicle is involved, get the car’s year, make, model
$ E" K" A% G4 a7 r- i- \9 e and license plate number; the driver’s name, address and license# z7 I" z- ^) k( p7 X
number; and the name of his or her insurance company. If the
5 F) V& q* V8 Q4 m) s: a9 \ driver does not own the car, get the name of the car’s owner.
# [1 Q6 b6 |3 e Write down names and addresses of other passengers or 9 `, u4 q- S+ {) }: _
witnesses. If you have a camera take pictures of the accident 0 E3 a" _7 Z( r* }
scene.9 O7 C) X8 C. b+ r% X1 U# C
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Step5. The police officer will give you a copy of the collision report.( _, o7 p' \6 C
+ L4 Y" A4 `" F) {5 S& e- hStep6. Cooperate with the police, but do not admit guilt for the - V- O% R; B9 q
accident in any way. You may be required to show proof of
2 O* D( t% t7 H7 {5 X) u2 ` insurance, but do not reveal how much coverage you have.4 X5 i3 f7 s# R! ~% ]9 P9 t( c
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Step7. Do not accept any money the other driver may offer. By
^! w$ H, O) K6 [$ l, n( Z. s accepting money, you may give up your right to file a claim 9 c. Z9 `% @5 ?$ a2 L1 Z7 `2 ?
against the other driver, even if the damages turn out to be6 T- q1 C* H4 s0 S" x7 T1 Q
more extensive than you first thought.6 J% S4 T5 e5 b2 e! i
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Step8. Do not agree to forget about a minor accident. You may see/ V0 ]4 ~5 P7 `. e, a1 w
later that there were hidden damages or injuries. The other0 q2 C' U5 y. M1 ~
person may even file a lawsuit against you.1 C, A1 |# k: R+ [7 P2 x
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Step9. Write an account of what happened: time of day, weather, & D) g( W4 k# p5 p
hazards, road conditions and driving speed. Draw a picture of ' C0 b0 J! G& K. X$ N0 L! N
the site, showing stop signs, signal lights, etc. Try to measure . {9 e# x; {& g, V o
skid marks and determine the point of impact. Note any damage" O1 W- w9 a3 w7 U. I% J
already on other cars involved. If a camera is available, take
5 [7 f" J$ y7 J( v6 |8 M. g pictures of the accident.
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j8 a! ]5 [4 [6 MStep10. Report the accident to your insurance agent or insurance
* Q9 R! s! A! [4 f1 R company as soon as possible. Call a lawyer Bruce King, to discuss# I3 ~2 O* m* i- D4 Y
your accident.) |# U' y4 _4 I. \# E
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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