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 What to do if you are in a car accident
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/ b; o0 @' W. @6 RStep1. If possible, stop your car in a safe and visible place. If a car
H. y1 G+ O* P& h cannot be moved, turn on the hazard lights. Turn off the
2 m2 u4 ^2 i7 j1 m* [3 @& }8 o ignition. Be careful when exiting your car.; |3 j$ J+ M0 `- f
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Step2. Determine if anyone is injured. Do not move an injured person.
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* C" S1 c, d" k r. HStep3. Call 911 for the police and ambulance (if needed) immediately. 5 w; p) n& I$ n4 l* u n" V+ ]
Report any injuries.( B) n$ o4 O3 C
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Step4. If another vehicle is involved, get the car’s year, make, model ! W; ]8 b/ q5 ~, Y
and license plate number; the driver’s name, address and license
; y. @6 R. }6 H( f number; and the name of his or her insurance company. If the 5 d4 t, J- A6 F/ e) L7 w* A/ o
driver does not own the car, get the name of the car’s owner. S- s) _9 u$ x
Write down names and addresses of other passengers or
& j% n$ E. A& ^5 ^ witnesses. If you have a camera take pictures of the accident 9 i. y: x/ d! L- l" G
scene.
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Step5. The police officer will give you a copy of the collision report.
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" A1 l& v! |% n9 E& M, A- ^' E0 eStep6. Cooperate with the police, but do not admit guilt for the ; J% J9 w$ ^5 w9 Z" m
accident in any way. You may be required to show proof of # c5 ^* e" ]7 r
insurance, but do not reveal how much coverage you have.; O. M* Z* z% k( \. }- l( R$ f1 `
|/ \& d o4 _ s0 T+ t; t# OStep7. Do not accept any money the other driver may offer. By3 j+ G0 Q& J# I% S/ l8 s' p
accepting money, you may give up your right to file a claim
' S& G' @* J! d0 o against the other driver, even if the damages turn out to be
/ r6 e0 S+ f$ J) E- a' |5 A$ _ more extensive than you first thought.
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4 o3 {1 U& k. @# U6 ZStep8. Do not agree to forget about a minor accident. You may see$ C4 o+ }2 |* r T0 f3 I1 P
later that there were hidden damages or injuries. The other0 q1 v, q h9 s, L) h
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
1 Q4 O2 _/ u' m/ S B/ U! ?. `, m hazards, road conditions and driving speed. Draw a picture of
, |, P2 q9 k+ A1 J% \2 B- @ the site, showing stop signs, signal lights, etc. Try to measure
* y% x7 N. O8 {, I; f/ R skid marks and determine the point of impact. Note any damage
& V* ~. D; l! n! v already on other cars involved. If a camera is available, take
& V. [+ e0 I& D3 l* m& k. E pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
/ G: i \! Y/ y; \: [ company as soon as possible. Call a lawyer Bruce King, to discuss
1 l0 U; M! q9 _7 \- m/ g) ~5 S, H your accident.
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. ~. m. {8 _4 @/ z( \( @[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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