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 What to do if you are in a car accident7 Y+ y' u% u$ r5 [
4 w3 G9 |9 J# X8 Y9 K6 \Step1. If possible, stop your car in a safe and visible place. If a car
) n5 q& R, |5 Z& k+ R8 D5 @ cannot be moved, turn on the hazard lights. Turn off the
- K% {0 ?4 d+ I3 v7 Q2 v' l ignition. Be careful when exiting your car./ T! u9 `) ~% O, w: a# }
/ }7 Y7 o* j% b/ oStep2. Determine if anyone is injured. Do not move an injured person.
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2 R; E+ k& k5 v1 W% l% L' ?4 | rStep3. Call 911 for the police and ambulance (if needed) immediately. & H4 i+ d5 y, ]. U2 ~. k8 t# D! V u
Report any injuries.
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$ Y G) u) _$ h: Z+ t2 x3 g* kStep4. If another vehicle is involved, get the car’s year, make, model 9 {- L+ h7 m+ w+ ?+ R
and license plate number; the driver’s name, address and license
% h- D: U7 D' ~* N% I( ~- g+ u number; and the name of his or her insurance company. If the : C* S m2 h6 U
driver does not own the car, get the name of the car’s owner.
2 i* J' c+ Q$ X# w q$ } Write down names and addresses of other passengers or 7 k% c9 a+ Y. F N* s
witnesses. If you have a camera take pictures of the accident ; f. Y$ j0 h8 J# e
scene.
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Step5. The police officer will give you a copy of the collision report.
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* p3 f) e& G6 z! ~: t2 s: c' v9 `Step6. Cooperate with the police, but do not admit guilt for the
& K! W& X6 V |3 H# g# K+ R0 b7 _ accident in any way. You may be required to show proof of
5 m: _1 i- r2 p' O insurance, but do not reveal how much coverage you have.- M; d; I' a, K! D7 a
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Step7. Do not accept any money the other driver may offer. By
+ x3 C6 ^4 i2 ?% W accepting money, you may give up your right to file a claim + C+ ]( H4 y, M# N
against the other driver, even if the damages turn out to be) q2 f- f/ ~3 M6 Y4 U
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see( p( J0 m* Z9 r) U& B) N; B X
later that there were hidden damages or injuries. The other1 @$ C2 c9 b5 i6 o" C; a! ]
person may even file a lawsuit against you.
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$ G) D3 V5 L" R- O C- ?7 g( EStep9. Write an account of what happened: time of day, weather, . A1 k7 j6 {" Y8 |4 A/ K
hazards, road conditions and driving speed. Draw a picture of 9 ]7 @0 j# q9 K- r# g2 p
the site, showing stop signs, signal lights, etc. Try to measure . Q& U9 ?# F: m1 O0 V
skid marks and determine the point of impact. Note any damage
/ F- t5 c% [4 |: N* r already on other cars involved. If a camera is available, take 8 a4 r: d! b/ G# | F7 f1 r
pictures of the accident.: d. ?6 \+ M( ?9 Z3 M# A
7 c. l& X3 N; h$ z8 d I, sStep10. Report the accident to your insurance agent or insurance
. f9 x' C( G* @8 w" V$ K4 f* Q company as soon as possible. Call a lawyer Bruce King, to discuss! q9 I! f- H; f: \* `
your accident.
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3 q5 `8 J+ T" Z/ M9 m) ^0 d6 a[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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