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Step 1 Do you qualify6 a3 F! ~' H. g, |. x% P# Y9 @
To qualify for the survivor’s pension, you must:
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7 o# B- X" Q, U$ Z! ~$ U7 E/ O, Gbe legally married to a deceased CPP contributor
5 n o2 D% a* {7 e7 F- r8 I' ~8 ebe the common-law partner of a deceased CPP contributor
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% N. W1 ~# x' n/ k% v0 N% J, w. S- YThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
! m' R, u* T G( d1 _# A( N! Yhow much, and for how long, the deceased contributor has paid into the CPP. _+ u. V( _( e8 v. M. o
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
2 L" G- K* u f& [& \' `You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.6 ^- B7 v$ H, g% u0 n
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If you are under age 65
3 z; N) f/ r' H& n; eYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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