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Step 1 Do you qualify
( t% b: m) F9 r5 O. NTo qualify for the survivor’s pension, you must:
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. b3 |4 {4 ?4 v5 F% C6 nbe legally married to a deceased CPP contributor
( x$ c' B* n6 [+ _: H/ @; Ube the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:. P$ b- w! M" z/ i6 C0 j% X, |- U
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whether you are younger or older than age 65. F- J4 X8 D2 b( J$ [2 Z' a4 V
how much, and for how long, the deceased contributor has paid into the CPP, P/ z' P. h% d% c3 h# ^! S
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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' U, `, [& a& H. Y, mIf you are age 65 or older* T$ _8 R5 b" ~. o5 Q D3 r
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ `' E) f* e" a0 v9 `
3 n1 ]: I$ i* u% @- N* `If you are under age 65% B5 E/ m7 q @1 f2 G7 J
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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