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Step 1 Do you qualify
2 d0 x$ n$ P" w5 H8 _To qualify for the survivor’s pension, you must:- ^$ z. O" @: @# o9 z
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be legally married to a deceased CPP contributor* a+ n+ h# C, S3 T' @0 q& g# o/ Y) M4 ?9 v
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:7 t% R% M4 H, D3 J N6 q# ]5 R% J! l
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whether you are younger or older than age 659 `$ \/ ? U4 ` I/ F/ ~" n. L( R! g3 ^
how much, and for how long, the deceased contributor has paid into the CPP
- T, F7 f3 i5 k* D7 E/ L9 K% {We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.5 P. y1 r: R$ }/ K) }1 o
7 q P, t" v4 R3 y. e( KIf you are age 65 or older T" D4 R7 `7 Y0 _
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) Q* w" B) B; W* P+ K" ?" n
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If you are under age 65/ G' |! i) ]/ v
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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