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Step 1 Do you qualify
2 ~ B& n/ ?) rTo qualify for the survivor’s pension, you must:$ g" d9 |% n% l+ l: C
4 R* q$ z0 X! \* r5 @be legally married to a deceased CPP contributor
! \: S/ D# N+ g) `5 gbe the common-law partner of a deceased CPP contributor. V6 m! H! [& n! j, L6 P" M3 K
" ]( ~8 f n- A2 Z0 iThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
2 H6 g# a7 x0 g) o7 ghow much, and for how long, the deceased contributor has paid into the CPP, u$ I# u4 h% f& W( }$ t$ v1 Y
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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Q c; p; ]6 i2 m w/ `2 g* K/ AIf you are age 65 or older: c& z& N1 x$ f/ C# S( E3 r
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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% _& X% o: T, iIf you are under age 651 Z% {, C+ P! V6 S5 D, C {
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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