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Step 1 Do you qualify
, Z. [" S* S5 {" g! w: ETo qualify for the survivor’s pension, you must:
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) ^ z9 }% B1 {/ [0 q8 r/ s6 {be legally married to a deceased CPP contributor8 I4 z$ K3 Q3 `7 x% o9 Y
be the common-law partner of a deceased CPP contributor6 A! A! @# l# T* ^# R0 c2 m
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The amount you receive as a surviving spouse or common-law partner will depend on:% @. r( z1 b7 _( Q- N- J
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whether you are younger or older than age 65' t O8 N1 j# t- s( s9 x
how much, and for how long, the deceased contributor has paid into the CPP! b* s: e( C; ]1 s) v
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 u6 c. @3 S! c7 v
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If you are age 65 or older Y4 u [4 Z3 S/ e' S V
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65* h/ q3 j/ ]) {: T# q" m) V
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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