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Step 1 Do you qualify
# j1 V# [# Y# q8 g/ R5 bTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
9 G: Y2 D, f% O$ S8 `be the common-law partner of a deceased CPP contributor
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d5 @4 \+ ^4 BThe amount you receive as a surviving spouse or common-law partner will depend on:9 e7 F4 ~3 U+ W+ t8 A4 u& A
; T( \. p* F! e; Awhether you are younger or older than age 65
7 N$ t! F: r- _& p" }7 X5 ^how much, and for how long, the deceased contributor has paid into the CPP' q* e, `; a* w/ n
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.& N* z2 @( D2 _& [3 l3 Y) o5 X
" i8 F! p; t, E" cIf you are age 65 or older
! o% B0 \5 B( H: z' AYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
! U( M1 }5 t; F6 Q/ F' ^0 tYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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