Hi, # G4 j' ]' {1 F' u. u3 R6 k, P! y) N# H0 Q8 H
It is time to buy RRSP. I am planning to buy some this year. ! q L- e$ q! X+ x9 x! D* d
8 x- s0 L4 f' X# S# _( }
Do you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it? 8 d$ a6 _4 m; f+ P: r% x6 n2 m# H. e' h, X# J) F! C e S6 a5 ^
thanks 5 M4 { m& }' X 2 g2 b& k r& T c# g3 z$ @huthome@hotmail.com
Too many choices. depends on your risk tolerance and duration of investment " k2 O3 T$ L8 ^ 8 _% A0 x& j2 K+ V2 |If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.) + T! H: r: k# `! a# h! Z- a 1 T h2 A" s# G d7 l3 bFor longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation.7 a/ e f) z3 H& P5 T
% o3 r0 p% h5 y* b; D6 r( Y, L
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return. 3 r1 P# L/ r$ o) Z6 B* Q/ k, \& Y. Q
[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]
原帖由 francais 于 2007-2-6 01:19 发表 3 I, ~/ D( a) o, U3 f4 e9 ?! _# r/ E- h) |
" E4 s* b+ e0 _$ B1 i0 i N1 k2 x# @/ I. h, o6 c. C. m4 r ,才知道呀， 精打细算国语，粤语，英语均流利。现场同声翻译的哈。, o; v( u3 ]; e% e
, V6 t3 s: {0 \( U/ m
俺也是才知道，上次去华人服务中心挺税务讲座才知道的。绝对全才。
狗仔卡
鲜花(
鸡蛋(
发表于 2007-2-4 11:34
提升卡
置顶卡
沉默卡
喧嚣卡
变色卡
显身卡
,才知道呀，
精打细算国语，粤语，英语均流利。现场同声翻译的哈。
