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http://news.wenxuecity.com/messa ... -gb2312-356796.html
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湾区生活大不易:见识一下双职工年薪十六万的幸福生活 我爱我家
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湾区双职工年薪十六万幸福无房族的生活
5 S" m# n+ \9 \, i: z; L( q作者:AppleRocks 于文学城我爱我家论坛- u* y7 M+ a) O; U8 v6 t
工资比上不足比下还行。 两人四十尚不足,三十已有余。一博一硕无小孩。biotech and high tech工作。存款四万多点。' E! g3 A" h `: w5 Z2 b/ ?3 |6 U
养了两辆车,一辆Mazda, 一辆Subaru, 贷款每月$400- ]( D: b3 q" p# ]* y& Y4 K6 s
(最怕被人称为Camry, Accord owner,又不富,又不酷)。5 b3 c! X" x: l. l
吃:每月超市Safeway/Trade Joe's $400, Whole Food $200); 偶尔永和买些中国调味品,食品什么的,S50; Walgreen/Walmart 日用品$50;也去Costco, $50.4 l4 l _/ q" k o
外出就餐 (西餐70%,中餐30%, 中餐的顾虑是味精太多,所以很小心, $200 +$50 (小费给的很足,20-30%): \# N9 J6 ?- o8 u8 l" f
+ R. P9 V; i; j穿: 正尔八经衣服大部分在Banana Republic/Ann Taylor Loft/Macy买,有时也去Gap买Jeans, T-shirts, casual shirts, cargo pants/shorts. Average &300; Gal/guy cosmetics, $20; Hair cut/dry cleaning/laundry $80.
6 _4 i1 w3 x4 A6 x用:Book store, 喜欢去Borders买book/CD/DVD, $100, 也去书源(Soyodo), $50; Gas/public commute ticket. $250; Car/life/Health Insurance/Co-pay $350.
# \+ w' K: K; [. `. [( T* |/ r住:One-bedroom in an APT complex with pool but no gym, rent/utility/phone/internet, $1200,close to downtown.
5 |2 y) T4 a6 J* f5 ~玩:大约每年五千,算每月$400.
7 t8 ?; ?# B# a7 b7 f; n7 TShopping: annual budget for electronics/computer/software/cool gadgets, $5000, 细算了一下可能还不够。 每月就算$400. 为我们都是苹果迷,所以Dell之类的低档货是绝不考虑的,家里有几个iPod, 几台苹果电脑,总价可能超过许多有房族的所有家具电器价格(文学城我爱我家论坛)。
, Z2 F$ A2 p3 O0 F+ sDonation/membership/Journal: $100
k3 ?; I4 C3 s9 p( S) l2 S这样下来, 每月at least $4650. ( P+ J! s' g ~+ p) L( A8 E
无论老中老外,认为我们过得还算潇洒。
+ i6 y3 ] n* p: g1 b/ |再减去401 (maximal) 什么的,每月能攒一两千就不错了。
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* m+ W2 D+ X& o; ?# ]6 f2 }湾区买房?对我们来说有点渴望不可及了。只好放万把快钱在股市上了,也不知什么时候能翻番变成downpay。
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+ X- a* i& u: x5 @# y+ X! D _不过有一点我们很 certain: ! c9 O; h }2 L% w0 }
When we look back, we will be happy that we have enjoyed our life while we are still reasonably young.
2 C% g/ |0 Q. C" F; EWe are happy that we are just lucky enough to experience Bay area life. Owning a house or not really is no big deal for us.0 t. v/ \8 ?- ^7 b% K
3 j6 E" z% U" c M0 I; Q! }2 h当你成为一把老骨头时,守着百万存款大房有何用呢? |
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