房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
- i3 M2 T9 V5 V! ^8 B. K现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
  G- V9 Y$ l( ?# Q5 [+ h$ e# ~
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
  K9 x5 G4 h' [4 B* bThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

1 z/ I+ C* }" s- B
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
# H, M  P4 @) A) }6 O# s2 F现在只有p-0。6

0 @3 M/ n# J$ w$ V年底现象，没事

xexe