房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
( G% P5 h0 ]% f- K( n现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
5 j2 g. i+ c9 v* Z! |8 C6 e
) Q! S2 g& K6 `/ _1 f! X" W2 YBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
* i$ g0 K% L* h5 t" B3 x8 GThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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. Q% j( [* e* {9 ^. K. g( M理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
' U% j6 f: |+ X/ l& a不是基准利率涨了，是银行减的少了，原来是p-0。7
8 ~+ h$ j3 x' O' e# \现在只有p-0。6

年底现象，没事

xexe