1) The car has to be within 7 years old to enjoy a reasonably good rate with car used as security. 9 d3 ]% ^; B# @+ `2) Depends on your credit history and credit score. # U2 H8 b2 S3 E* W4 c( B( x9 \3) Depends on your relationship with the financial institution.3 H8 i+ Q1 R8 a) K$ R5 l
4) The only advantage you have is that you pays the cash, and can discount that from the seller.$ a. B. j4 l* Z/ ~ H3 Y; _
5) For cars more than 7 years old, the interest can be significantly higher because the collateral value is hard to assess. Good luck.