What is the Stable Chronic Condition (SCC) option?! G' v: W5 d* U
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 0 I/ O. X3 { O! y- oWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic , I; a# X! k: k8 |! C. m: }' {condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and + E% _9 N+ n4 c+ e• there have been no new symptoms or change in symptoms; and/or5 n: W! t4 |: d( [) z% J5 c
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.: x- z! E T, Y) w8 O: d
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.