What is the Stable Chronic Condition (SCC) option? + P& O6 c1 F. s5 {1 @, k7 U; ?This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).8 i0 M: d! i u( @$ n/ x
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic 6 G/ @. ?% L. j2 r# E1 vcondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and % Y8 w/ z7 S# R• there have been no new symptoms or change in symptoms; and/or5 _1 |! N. f6 s6 Z: _! |+ |
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. 5 H+ o/ m. j5 q+ U% ?6 e+ uIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.