What is the Stable Chronic Condition (SCC) option?' L1 \4 ~0 a' h) _% f
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). ' l& n1 V* Y* `# ^When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic2 r9 V; c; j' @& E
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and3 k* E8 }" p5 T$ A9 c4 }* ]
• there have been no new symptoms or change in symptoms; and/or ( |$ Y! [7 _0 p: s! b% |5 R: G• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.$ [6 d9 T3 n+ ?) i! |
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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