The rate is prime rate plus 1. ; y. N$ o. n* G X+ S# A* c- v/ D4 t) V1 R8 b5 V0 G! ?
You can pay back whenever you want. : M7 F' ?. [1 q* \' J& a 5 e1 `8 c3 n- ]( QAs I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.