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原帖由 过路客 于 2006-2-7 08:04 发表2 g& ^9 `: C; X0 w9 N
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
1 L- M4 [- t" XHouse Price = 280,000
" Y# r, y X$ E* I- V1 YDown Payment = 98,000 (35% of total price)- N x3 B6 Q) j
LOAN = 182,000
" z8 t' W+ C7 eINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 4 y, v/ ? \2 s: g4 n; n8 A: _% N! P1 L
YEAR = 25 8 n' B5 I2 Q& x0 B; F' O7 y/ Z
MONTHLY Installment = $1,034 : v/ W+ I5 B8 v5 ^
* C4 }- h8 d, s
Property Tax : $250 ) `: G; {$ x8 C7 @. _1 U
Gas+Elect.+Water : $350
" z+ |- g& W- C. P. k b2 Y* jMisc. cost: $1008 }( h* P5 E. N% W9 P1 n" N1 s
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+ Z J1 o$ p4 p; u' M$ {0 ITotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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0 X3 H% q3 K4 f; z: M+ e% D6 \[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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