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原帖由 过路客 于 2006-2-7 08:04 发表
8 a2 `+ a1 C+ [请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ; l0 a, G5 _' r4 N3 h
House Price = 280,000
* }. A ?7 R* s$ O7 E! I0 XDown Payment = 98,000 (35% of total price)# ]' B+ {! V$ G ]7 I
LOAN = 182,000 1 {! o7 _; W; w( [8 `) I
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
) I+ M, P3 h! r3 iYEAR = 25
$ Y) z9 D3 u9 D, K& ~MONTHLY Installment = $1,034 & g" V9 e* J$ z) q& o
0 l, X; B l6 G: ZProperty Tax : $250
( ~3 [/ z' @; g+ u' f: A) jGas+Elect.+Water : $3503 }# r/ C# s. V# Y* Y
Misc. cost: $100
3 b% S) C+ I- ^: S3 k6 F5 ^______________________________________________________________
8 W) C' O( v4 b* ?Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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