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原帖由 过路客 于 2006-2-7 08:04 发表- O+ J0 E L$ c/ B) S1 B
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ; Q$ I7 C4 c g4 d9 X6 o
House Price = 280,000
. h- Q: ?6 B1 cDown Payment = 98,000 (35% of total price): H1 p: j$ V4 j3 D( I
LOAN = 182,000
" p7 U, J3 v. @INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
; g9 i& A: _1 l, a" }# g+ NYEAR = 25 . K* [+ H3 C+ S1 d% _/ |/ ]
MONTHLY Installment = $1,034 . U" D, {, Q" _' s4 J
* c1 x: m/ |" k6 b. d6 f, J
Property Tax : $250 # f! Q( `1 O2 ^3 }( K4 [
Gas+Elect.+Water : $350) H3 @: U/ ^% W% e+ c5 A3 \& P
Misc. cost: $100# ~# I8 S& K5 \* B" R F. o* \
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$ H# W# \/ D5 p$ j3 x9 _Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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/ H" i' p+ s3 y, t5 K: h3 U[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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