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原帖由 过路客 于 2006-2-7 08:04 发表
! M! Q# K, O* Z$ {9 ]2 R3 K请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
4 N5 d6 \ ~/ v2 T1 J9 zHouse Price = 280,000 : w# o* x! H# c* w9 J: y( b- `
Down Payment = 98,000 (35% of total price)
% u7 w; ]+ n7 C2 R1 c0 E5 J& eLOAN = 182,000
& `3 b- `8 n" |. eINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 3 o# n( q. }% i" X
YEAR = 25
- [7 E/ E* m+ p+ f& `$ sMONTHLY Installment = $1,034
( y+ _7 n: w! H: ^* X0 P- s# W) E5 Q! l0 a; o c7 g
Property Tax : $250
- N: l" B) D& ZGas+Elect.+Water : $350! A' v1 f ]( B$ {% o% s5 M
Misc. cost: $100# @# E0 Y5 @2 W6 Q( H; a2 r
______________________________________________________________' x( ]& j+ l6 R2 R# B
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
% {- _& v% {0 G9 w3 P; {+ D" L% P! X. B! B( {' [! C5 ?
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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