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原帖由 过路客 于 2006-2-7 08:04 发表( h2 w: g3 Q) |+ H! a3 F
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
! q/ T6 D/ g5 y% ]+ ]' C8 PHouse Price = 280,000
0 K3 _: A2 \$ i* _Down Payment = 98,000 (35% of total price)
9 H4 a; i8 E8 S, pLOAN = 182,000 ) M1 m) d* v g2 m* r1 Q7 r$ ^
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 8 _ }# \, s# N4 j9 c; z1 e
YEAR = 25
. H% }* o6 f8 Z" U6 ~3 y" yMONTHLY Installment = $1,034 * I5 h4 d' q. C6 P1 V
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Property Tax : $250
) R: ~! B% h+ q1 T7 nGas+Elect.+Water : $350
# h0 ]) t! O/ R; Q( j% P" {, N; vMisc. cost: $100" Y# f+ L8 z( `0 _& }8 P
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2 R- c! x) h3 V8 r0 T0 E- F- z* D) WTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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8 G. G* f1 w: J8 F d[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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