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原帖由 过路客 于 2006-2-7 08:04 发表
/ E& m9 T2 T: z7 T2 }( ?: I请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
1 k L# m# P: _+ xHouse Price = 280,000 1 Z/ ]" K. m" }1 N+ {
Down Payment = 98,000 (35% of total price)
) w S$ x& m- o) TLOAN = 182,000 * I. L# k2 x6 f- C4 m
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) / l H: J0 g' u( a1 ?
YEAR = 25 6 S. C3 E" n. j/ ]# i
MONTHLY Installment = $1,034 ) ?& x9 q2 ` a& W2 Q
8 R5 i- {) r7 |' ?; SProperty Tax : $250
" C7 v5 O( z8 k. q' e# lGas+Elect.+Water : $350
# t" y2 S/ f8 X! i3 t7 o) O \8 wMisc. cost: $100
+ K) c! x$ g. }8 b______________________________________________________________
* ?# i, |, \' `! ITotal Monthly: $1734 (Just a rough estimate based on rule of thumb)+ l _( A1 V' F; ?' \+ V
. C! j9 U( P& W/ y, h# i7 w2 \. Q
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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