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原帖由 过路客 于 2006-2-7 08:04 发表: i7 f E9 b' U1 }- q. |, U
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? / f$ B9 m% J8 s- R0 \2 ]
House Price = 280,000 & z3 B0 C( ?$ q( k# o+ O$ ]
Down Payment = 98,000 (35% of total price)
4 M! v1 i' b! G: @! @& N& T1 uLOAN = 182,000 : O4 A$ G( L6 p% n* j( o
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
' J4 t! g" U+ l1 ~$ x9 h4 a6 `; B& z8 uYEAR = 25 3 W" l- B8 X. X, D7 N
MONTHLY Installment = $1,034 : P1 C3 P, F7 D3 [
`/ c5 J: ] D7 b4 mProperty Tax : $250 3 r0 W# I5 L7 S- A- M
Gas+Elect.+Water : $350
! ^8 ]4 Z G7 |1 y* ?( K' IMisc. cost: $100' I/ z B$ }' S1 t
______________________________________________________________( F' |5 z1 D) S& c/ ?& T
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)2 v, ?& [, X0 I: J
1 `& h2 F% Y) a; x" ]+ ~+ K[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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