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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
" {* p- E, a8 j% m' S( [你想开哪种帐户? : C$ X7 U0 f+ H6 u$ B3 s4 a3 {
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Do you like to open a current account?
' J. R  Y) h5 |; z0 p* ~% |你想开一个活期存款帐户吗? ; z, m$ i4 K( ]7 ~; @; Y
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A deposit or current account?
  @3 Z3 m4 A9 n! w0 w- w, K定期还是活期? % y( ?+ ?3 @) ~. f

. m( S) r  T' x: yPlease tell me how you would like to deposit your money.5 I% k) Q/ K+ Q* P6 ^9 c8 L& J) [- ~
请告诉我你想存何种户头? ( A  U7 \4 M6 e6 m, _0 f" D: Q2 T

/ [. `, }6 U: o% w8 R# [# eThere's a service charge for the checking account but no charge for the savings.
. ?- |. k/ K: z( ^2 F' }支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
# E, W3 W3 f3 m我们储蓄存款的最低存款额是100美圆。 1 B& c6 |' X1 f- g2 U1 r9 \3 d
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Five yuan is the minimum original deposit.1 _( P' v, b. V
最低起存款额是5元。 * o( ~$ b" R0 U
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You can open a savings account at any time with an initial deposit of 50 dollars.
  ^2 t% l' ?6 a+ V; W你可随时以50美圆的起存额开立储蓄帐户。 $ Y: Q; H/ w% Z" a! I$ r) H& [2 Y

8 n" g$ J, C9 Y2 k5 Q2 m) qEven one yuan is all right.* J4 o( v8 |1 w9 f
甚至一元也可以起存。
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4 }# a% x0 n* t* d9 f9 @5 F% C7 rHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.: w: {6 C" B6 L
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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. u* t8 c7 S5 R4 c2 V# dI should like to open a current account.
  V" r* H, Q+ S$ G我想开一个活期存款帐户。 . U0 o+ M: l* C
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I need a checking account so that I can pay my bill./ P" d0 V0 D" ^) u
我需开个支票帐户,这样就能付帐。 9 E) e9 a% z8 y! ^2 X
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We'd like to know how we open a checking-savings account.
5 J9 T2 K1 a  u" J, g: d& e我们想知道如何开一个支票储蓄帐户。 # [+ A0 U2 ^- W0 x) {! j- }% K
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I have a checking account here.2 q8 e0 t" Z3 m! M3 Q; b& y
我在这里有一个支票存款帐户。 ' Y( R& ?- B5 T5 k" \0 t

8 V, H4 J; e. x* Y$ S  ?# [I think I'd like a deposit account.+ A" j5 v' J# B5 F9 t1 T& N
我想要开个定期存款帐户。
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8 f9 e( R; @( T$ ~2 {7 ZCan I open a current account here?
7 L! N6 Z5 v" S6 u( [" ~我能否在这儿开个活期存款帐户?
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7 Z0 i; ?2 _( w- k) k  Z! ?I want to open a deposit account with you.3 }* h- t4 F  R% T9 u  P2 @8 p# ~
我要开个储蓄帐户。 4 S$ Z. ]9 L) k
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I'd like to open a deposit account with you.
  D8 K* l  T8 {7 |; R我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?5 Z# e# ^( {( T* N( Z0 d
请告诉我储蓄存款与支票存款的区别好吗?
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6 `7 B! G+ O2 D: D# V8 E$ UPlease tell me the procedure for opening a savings account.8 K1 m2 `1 T+ }1 r/ O
请告诉我开个储蓄帐户需要什么手续。   n; a2 ~& R9 {! \/ d: S! F

6 a, D6 ~, g3 a7 A" `1 {3 f& eWill 100 yuan be enough for a minimum deposit?
8 o' E# \- l1 K3 N, |3 `8 t+ s100元作最低存款额够吗? ) _- u7 G. J$ h6 E) g: U% O
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.: v7 Q: ]8 ?& s& a7 {; E0 A
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?
! x* L6 n- o4 a. z! Y请告诉我如何经管这个帐户好吗? 4 v* {1 `: Y% p' B  [: Z/ r0 C

# ~# l8 ~( i6 H$ P, m, yIs there any minimum for the first deposit?
. x7 \9 o6 m+ ~+ M! P1 i0 |- d第一次储蓄有最低限额吗? ! W: Q; H# l6 d# Q& S; h" r" X

5 `+ ]1 ]7 ^. s+ J4 `& r; rHow much does each account cost?
: O# A. V4 F' `* s0 E每个帐户要花多少钱?$ R/ q3 T: k( W
 
# Y2 ]+ o, u0 BUseful Phrases ' b0 Z) S, l/ \5 ?8 g, r1 m  f

+ B0 R: i  R  u' E. T+ p4 mcurrent deposit, current account 活期存款
! N$ D4 X# A4 S' P( G5 n% w( Nfixed deposit, fixed account 定期存款
- B8 L) q; X& Vfixed deposit by installments 零存整取# a+ Z+ N/ X- y9 A. Y
joint account 联名存款帐户6 w) r" E2 h6 O+ S8 \2 {* t% p
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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& z, `$ L* h  B& m1 ?How much do you want to deposit with us?  e+ J# C: m: S  f8 v$ ]
你想在我们这存多少?
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+ u3 r; Q( {- `5 E; PHow much do you wish to pay into your account?
4 F0 x1 A* h2 e# l& ]你希望在你的户头上存多少?- F4 G8 j" g2 c
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How much money do you plan to keep in your account on a regular basis?
* Q/ C7 M+ b9 Y( E) Q你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?
* q7 j* O1 ^" J8 H* H你有多少钱要存入呢?4 ?! }: s2 O% A8 U2 y, `) b
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
5 f/ h1 R6 i) t我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
: K/ p+ N1 c0 E1 w请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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7 ^8 a+ @% U7 i5 |5 k7 sI want to deposit 300 yuan in my account.. j) p: M6 B+ ~2 ]& L6 p5 L1 [
我想在我的户头上存300元。8 b! z5 K5 k) E3 P; F
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) i  D! s5 X" C# N9 g; Q3 LI want to deposit these cheques in my account.
* y; s' z9 K! O6 e% ~- f我想把这些支票存在我的户头上。- C! T7 E% r& A$ s$ E, I7 C

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* A+ _+ X) E. wI'd like to pay 200 yuan into my deposit account.
6 q8 K* E$ {0 m: p我想在在我的定期存款户头上存200元。
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: ^/ D. s) F& t4 `2 c2 XI want to deposit my paycheck." _; ?% l: W2 P0 E8 o! J5 k
我想存入我的工资支票。
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. k7 G! d# _  v/ x/ N% hI'd like to know whether I can cash a cheque here.5 E: ^5 S& m/ {9 u3 A
我想知道我能否在这兑换支票。; l4 z  {" g0 T; {" W: R. p1 K
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3 {$ ]" `. D# p7 O- `7 g* X) iWill you please cash this traveler's cheque?
* o- j( G. C6 I9 u, ^2 q8 c请兑现这张旅行支票好吗?+ R& t5 z% B/ l6 \

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I'd like to cash this money order.+ j2 o6 p; I2 G! J2 j$ e# n
我想兑现这张汇款单。; _7 f5 {0 I/ P$ [' c' b# W! c

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I want to cash the balance of a traveler's letter of credit.+ ~  q1 @' e( l2 F
我要把旅行信用证的结余兑现。1 v  R% c( h+ M" Z& O
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Will you please tell me whether you charge for cheques?
, T; y6 l9 q, ?# Y, C+ e, ?; G3 _& i请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
9 h; L& [  x) c3 s请告诉我这些支票要花多少钱?6 D9 h  ?2 |0 D& k, H

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* I- U! r+ f# n& sWhat if I overdraw?0 V, `# ]1 d5 B5 ?/ _9 y) O7 Z
如果透支了怎么办?5 I/ {% h; \# M& Y8 t
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. q# \2 C" }( gPlease sign your name on the bottom line if you want to cash the check.3 x+ [" [& _- e( \' }* o
如果想兑支票,请在底线上签名。
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; Y4 K5 n; h5 TPlease write your account number on the back of the check.2 o* w" `. }9 R/ }+ K0 [2 P
请在支票背面写上你的帐号。) s; E$ X1 m: T8 G0 k# |, C. e
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We honored the check as the overdraft was only 5 yuan.
4 c& L0 F6 d7 \" a$ D% b我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
1 X5 G; T$ u" G& u! W请背签这张支票。
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& }2 d0 ]1 A+ |, Q* T5 \The traveler's checks cost 1.5% of the total amount of purchase.
6 d( O- a. N1 [8 ]( l; _旅行支票手续费是购买总额的1.5%。
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: y  S& q* d4 x4 E! ]' n1 t1 xHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".# \/ F  |5 g  m4 M5 ?
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。  L! n" ~1 H# E9 p" L, x9 j
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Each cheque you write will cost 2 dollars.8 O% y3 ~& e) i7 u% a
你每开一张支票将花2美圆。' M0 z/ z5 q8 z
 
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* G. u( U8 c* B+ I' kUseful Words and Phrases
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6 h" h5 ]" j$ `9 ]& ~account number 帐目编号" a' N; {9 m* d
depositor 存户
, M0 L* b' @/ B; Q" @, a1 Kpay-in slip 存款单
7 ?( P2 f! U6 f- |2 j& ia deposit form 存款单' e: B, \9 F& }3 `; ]8 R
a banding machine 自动存取机; u  j: L7 f6 _( h) H; T# `
to deposit 存款7 a3 v; e5 D+ d  T0 [' N/ e3 ]
deposit receipt 存款收据* T" d$ a+ ]$ v( v
private deposits 私人存款
& ~; z4 D$ D1 I" [# t6 U7 h( p9 ~certificate of deposit 存单
/ V% J2 }( {3 @+ M/ T4 @deposit book, passbook 存折" d$ H9 a7 t. a& B9 Q3 z7 _6 N
credit card 信用卡7 ]6 n, m* P3 \" C5 ~' H$ T* P
principal 本金
# w5 F1 h$ Z; r* W$ _. ]0 b2 S! h" Joverdraft, overdraw 透支8 z0 W7 m3 ]/ O
to counter sign 双签1 `# Q: \# H5 }5 K7 Q0 o; }
to endorse 背书4 |8 u% l; ~, `8 q, T$ A8 i
endorser 背书人
# M' K7 @' ^# D1 a2 tto cash 兑现
: l9 S$ V% U, }, k/ rto honor a cheque 兑付' d3 u, E7 c* |% i
to dishonor a cheque 拒付
0 ]- m. i" [+ u1 D( g! [+ gto suspend payment 止付
" }8 V6 @$ {5 x* v) ^8 v  Bcheque,check 支票, f/ [3 ~2 i8 g' J; T5 g. W
cheque book 支票本
& l, a: x4 O1 o' norder cheque 记名支票( x5 M7 {7 R  e; q( r2 I9 d0 Z
bearer cheque 不记名支票' O3 `! P7 X, G! I/ g
crossed cheque 横线支票
7 H  r6 E$ z3 ]7 Jblank cheque 空白支票
) @6 V4 T: f+ |$ F* K) Crubber cheque 空头支票, {0 X& M3 |3 _9 i0 q
cheque stub, counterfoil 票根5 X' n- X: N4 M3 ~8 |; b
cash cheque 现金支票
5 d8 _# O3 ?1 L+ ^: [traveler's cheque 旅行支票8 C; g, U( d) z) P7 M& @" y
cheque for transfer 转帐支票
) ~4 F9 _2 t1 U' P* `outstanding cheque 未付支票. Z, z2 k( c4 m6 b: n. A  Y
canceled cheque 已付支票. E! D  B1 g$ T- ^
forged cheque 伪支票
. E4 a* q" L0 j4 ^5 E4 CBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
( ^3 i# @6 A! M5 w8 I8 _我想知道一下我是否能提取存款来支付天津购物的费用。4 f* T# t/ \  u% i) T

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! A$ a" `( Y5 n' d* hI want to withdraw 200 dollars from my deposit account.; ?5 Y! Z2 f* [
我要从我的定期存款中支取200美圆。
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3 w$ r" e/ {6 k9 `# m6 Z. t: {! fI want to close my account with you.
/ S5 S: T! ?( v% s; n9 X我想结束在你们这儿的帐户。4 |  u7 E, C8 [

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I'd like to draw 100 yuan against this letter of credit.! j, N4 s0 d0 ]- J2 H
我想从这份信用证上提款100元。3 I& l( B6 L5 ?+ z4 u8 u! @

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8 m. W1 x# u8 x2 o" h% W. l/ hMay I draw money against the letter of credit here?- u0 I/ }+ F" c& b+ P: H
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?; ^, n; C9 A+ S' x0 A* G0 |
能否把存款结余金额告诉我?) s3 T1 N8 j3 E6 ^! K3 P* F4 f
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Please let me know my balance.
6 K- _& R1 x( Q0 r; r0 S请告诉我结余金额。
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& e2 F) C% j5 p' Z7 Z% J0 Q; {I think you can draw on this account by cheque in payment of goods.$ N" q2 k% r- h6 z
我以为你可用支票提款支付购物费用。
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. q% f" V# B5 K, f% `Your balance at the bank is 300 yuan.
) X( X$ O$ s' d' q" K0 b你在本行的结余是300元。7 H9 _$ y! z$ N3 t1 g- d* B
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Your deposit is exhausted.2 C6 W* M/ n6 w( W) i$ E
你的存款支净了。
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Your letter of credit is used up.3 F! d- n' c7 A: Z
你的信用证用完了。
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Please tell me how you wish to draw your money.
( f5 i, V6 [4 F( c/ p4 y请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.% B( Y. B  ^- n8 K) O5 \1 g) r
请填写取款单。
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The letter of credit is exhausted.
0 a$ V" H, U  d$ R0 P+ t7 a% }8 D信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.) N# @' z0 }- k4 |# b/ A, D1 Y
六号柜台的出纳员将根据你的号码牌付给你钱。 
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3 U7 w& }; f& }& O+ a2 m: n: `4 i( n" e, v4 x
Useful Words and Phrases
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to close an account, to clear an account 结清$ Z! S& k2 o/ O4 g: t  j
to draw money 取款' C6 j& v4 t- a3 Z! g( b1 y" d
drawing-out slip 取款单
, Z3 b" H0 X' E7 x8 wthe number slip 号码牌/ q- E( x; H6 D) M" e3 v1 p) u0 c' ]& C: {
a withdrawal form 取款单
8 V* z* Q, i* ?  Q4 |: Jto fill in the receipt in duplicate 一式两份填这张收据% P5 d7 m2 V; k5 Y/ O
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
- S: O$ i3 n+ j% @4 C" e好,已收藏!

' z+ }, S0 s$ Q2 e; D: e/ NMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
* j) S/ y2 A9 O# K" y9 J; t
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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