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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户9 K3 o1 a7 F, r* r5 f& z9 o

4 D0 |) R# [) kWhat kind of account did you have in your mind?
8 t" i* o4 m" r" K你想开哪种帐户?
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* e( Z2 ]/ [1 ~8 mDo you like to open a current account?
' v8 Q$ s# t3 k. w6 p5 V你想开一个活期存款帐户吗? . r/ k+ U" N2 L/ j1 U' ~! V" @: e

8 I+ M, ?& s! ~% _$ o: g4 cA deposit or current account?
5 e9 X4 g, i! X8 I7 T; a定期还是活期?
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3 N6 C: T# K% r' i/ q& E5 F8 jPlease tell me how you would like to deposit your money.
9 |- k3 r4 G+ a% ?2 T) [6 Z请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
2 v% J0 m$ U& P' S8 S3 M* t8 o' s支票户头要收服务费,现金户头不收。
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$ U. i8 l: K3 U1 C6 N7 A* I+ VOur minimum deposit for a savings account is 100 dollars.
8 F: t$ [8 e& H4 B" y" F我们储蓄存款的最低存款额是100美圆。
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. _' @1 ]8 ?) k- WFive yuan is the minimum original deposit.
+ d5 S, {. a" a; n最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.; ~# O( M9 O) d5 ]' H1 d
你可随时以50美圆的起存额开立储蓄帐户。
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9 |6 N- a" r7 E. F" E, u6 Y2 hEven one yuan is all right.
7 |( v/ D7 m* t1 D甚至一元也可以起存。 - _; e( N7 n& k# L5 l; `
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
- Q& }: Q5 c( y0 v) i* K这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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! N& N9 ~; p) |I should like to open a current account.7 @4 l+ c4 v" j, X1 a( K/ G  n
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.9 R) ^# N: j- B3 B
我需开个支票帐户,这样就能付帐。 8 X8 t1 o$ W' B  i8 ~
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We'd like to know how we open a checking-savings account.
" Y4 c* }- L+ _4 S$ v8 L& b+ N我们想知道如何开一个支票储蓄帐户。
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% W4 n+ b: Y% k+ N1 uI have a checking account here.
/ m; H6 J( D# n7 s- O! R& S我在这里有一个支票存款帐户。
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: f  ]0 p0 g4 H6 ~0 w& I" ~I think I'd like a deposit account.7 C/ ^0 U1 L: |* S1 T. ^0 e
我想要开个定期存款帐户。 , a. D+ h! ^4 b

4 s$ E* S1 L5 t+ |. J& s- E  J% fCan I open a current account here?
2 K& m2 o1 i! e, Z: ~1 l我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
1 C5 Y4 L8 `: ]" b, S. a我要开个储蓄帐户。 % B% D- q* T2 B
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I'd like to open a deposit account with you.4 n* U) A0 Q( }) `
我想在你们这儿开个定期存款帐户。 ! A: m4 P- O# O. `

+ W1 K5 l- s. i0 H* H! Q, i  {Could you tell me the difference between a savings account and a checking account?
) R; w7 e" G# ~0 l/ B) _, Z; j( p请告诉我储蓄存款与支票存款的区别好吗? % g6 i( y# c' }8 B7 o3 K- {1 X
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Please tell me the procedure for opening a savings account.( {# H: x( D* }0 m0 o6 H! B
请告诉我开个储蓄帐户需要什么手续。 , g; Y1 _; G& y1 E
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Will 100 yuan be enough for a minimum deposit?
2 t: {0 Z* N; R: m  y4 i1 h100元作最低存款额够吗? 7 N& U$ c2 t% z0 [* c8 S
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.: e4 N; S6 ^4 t" x
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?8 y5 m2 y: m' h5 K
请告诉我如何经管这个帐户好吗? ) ]+ r3 U" F6 ?  f

) \3 j* D& y: y" |+ {% WIs there any minimum for the first deposit?
7 S% t( K) m+ H% {第一次储蓄有最低限额吗? * J* T% k- d$ U2 @# A9 S$ I/ i

3 {. Q% @1 a8 ?9 K& mHow much does each account cost?
8 h4 a' Y* r" W" e每个帐户要花多少钱?- ?$ s' N0 n3 ?6 W5 `
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Useful Phrases
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current deposit, current account 活期存款
; H+ ~; B& ?  P1 s& a, C" }fixed deposit, fixed account 定期存款$ c: j+ W* I$ }8 x& a/ c
fixed deposit by installments 零存整取
2 a! {' d, D/ K4 \8 sjoint account 联名存款帐户1 k% I1 G8 [5 p
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款' K* q( j! C: s3 ~% C$ c
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How much do you want to deposit with us?- L  p. a" ^( Z9 O3 G! E! t2 c  q' c
你想在我们这存多少?
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, V' N+ f1 y7 ]- G' gHow much do you wish to pay into your account?
8 J+ m4 B+ |8 F- ^3 o" M/ R你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
! J) [# N2 x! r, e  f你计划在你的户头上定期存放多少钱?
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7 G7 w4 }, {. a% sHow much cash do you plan to deposit in your account?
7 F$ H$ R6 C9 ~. X/ m' b. w! r你有多少钱要存入呢?
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; K. G4 n- X9 ^) W- k1 yI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.5 m9 z' C' o0 l( z# n& p( i' Z
我认为你可把钱存入银行,或留在银行暂保管起来。1 G' d+ n6 @. y' R

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?* G" ~- W( R. h7 D! E$ |
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?- R# c, R$ n$ P$ s

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I want to deposit 300 yuan in my account.  g/ |: H0 \: _& ]
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
" P2 m# P6 I" g2 r4 a- D3 \我想把这些支票存在我的户头上。- k! M& N% c( z. K

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I'd like to pay 200 yuan into my deposit account.
, A+ l7 T# @" q; y8 I% d6 M我想在在我的定期存款户头上存200元。
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& ^. w7 j, E9 N( F5 i3 @% WI want to deposit my paycheck.
  _! ]! O- C3 f) \$ Y- q我想存入我的工资支票。& C' D# `3 V) B8 W# |$ J: c. l; f: j
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I'd like to know whether I can cash a cheque here.* J5 Z& v/ f7 Z* X- T' _- B0 Z! v3 s
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
. b2 V0 H7 Y/ e& N* |9 `请兑现这张旅行支票好吗?0 ~, d$ R1 ]2 w$ R1 O5 w; y
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I'd like to cash this money order.0 f4 M& M1 |+ X1 T' V; A; d& p+ ~
我想兑现这张汇款单。2 c; {" ^  f5 Q9 M) a0 `9 l/ h
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I want to cash the balance of a traveler's letter of credit.
' O/ ~. }; I3 Q) ?5 L) u我要把旅行信用证的结余兑现。
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; p( b1 p  P. P$ D0 `2 w  {Will you please tell me whether you charge for cheques?$ x0 `/ Y; {. u3 a
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
! b* b# e$ Q. }( H+ y) s5 x8 U请告诉我这些支票要花多少钱?# h# r3 w) h4 s6 q. D
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What if I overdraw?
9 @: f9 q0 n+ g- f, T+ r: c- L如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check./ Q2 y/ @" H8 L" C
如果想兑支票,请在底线上签名。
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4 V/ ]6 ~* j, X' |( ~" v- aPlease write your account number on the back of the check.9 E% |; x  ~. {$ z' y' f
请在支票背面写上你的帐号。
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1 E; e+ j# A& i$ H, g: P) e) G  ZWe honored the check as the overdraft was only 5 yuan.! p$ o+ V+ h- A8 }; L+ d' f+ ]3 U
我们承兑这张支票的透支额只有5元。# |% d* {/ f9 W& i
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Please endorse the cheque.
* i. F8 N1 ]' I& X请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
% t, a7 r$ a1 X% t6 g/ |旅行支票手续费是购买总额的1.5%。
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& _/ f  a% {% M4 C$ h% MHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
: X6 @# a3 m/ L9 O  u这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。* Q8 G& q2 B/ q. E: P6 C
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, R0 q0 ^: n# H  AEach cheque you write will cost 2 dollars.# \- O7 [! Q& [* D# t
你每开一张支票将花2美圆。+ g* z# _) a$ q3 X2 A; }- B
 
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0 g, y! ~0 r0 r$ l$ f& KUseful Words and Phrases 8 P8 w9 ]9 O& X

7 H: f9 e' U( E! k$ W( L! Caccount number 帐目编号
4 D; n6 }" {6 h* F0 c! T( Z1 c- odepositor 存户
7 G1 p) g: x; M  Q, h2 ypay-in slip 存款单  s" g; i! w2 B
a deposit form 存款单0 `+ s3 L# h( P0 j4 u, B- z- ]
a banding machine 自动存取机
: V! B" v3 s* O& s' K+ ]to deposit 存款
" o; ?  w2 _' W. F' j6 y  S* \deposit receipt 存款收据( f" W: v+ ~. K  n3 f* E* ]
private deposits 私人存款% P: q2 N  P0 y6 m  Z5 [3 m
certificate of deposit 存单
7 ^, W* l/ _! U/ n1 M7 Vdeposit book, passbook 存折9 I6 s/ T; l8 D$ _+ @( e
credit card 信用卡, f& m! {! Z1 P! o" z0 u( D; h' h
principal 本金3 p& Y! L9 n3 D. x2 a; w
overdraft, overdraw 透支
' n$ p1 z+ E: ]0 [to counter sign 双签
; |2 l: J$ N& `- ~, wto endorse 背书* W3 w! Z! l& z3 ]0 d' h
endorser 背书人/ |$ c; z) [2 ]( A" Q
to cash 兑现4 v/ V3 J8 u, Q6 R" I* _
to honor a cheque 兑付
" k+ {0 a- D2 M# F7 c$ C6 Rto dishonor a cheque 拒付
, Q& d  J( ^4 j9 c  U& Q+ tto suspend payment 止付5 e1 t5 ^" H% l4 J* x3 Y$ }% z
cheque,check 支票
, _2 ?) M+ x0 a( Fcheque book 支票本
) d( D, {* t4 w: z4 F# v" zorder cheque 记名支票, f/ N7 O3 A# P7 x1 x# P! z# G( x
bearer cheque 不记名支票  w2 R: g. |& e4 _
crossed cheque 横线支票
7 c! ?9 `7 F" Q) [& b' Gblank cheque 空白支票
, u8 W) s% R1 h5 frubber cheque 空头支票) l' J9 A) S/ y  E# k; r; {( ?/ I+ d
cheque stub, counterfoil 票根
+ r0 M* Q- ^! ]( v; n% f6 c. qcash cheque 现金支票
8 R4 z1 ]3 y$ V1 Etraveler's cheque 旅行支票* y( B+ b4 a1 \: ]( D) b! W3 N/ X
cheque for transfer 转帐支票
' B% c, g  B8 \( n7 E1 |: Woutstanding cheque 未付支票( @0 X, `$ n7 P" G# G
canceled cheque 已付支票' r  x5 I+ a& b3 Y+ K. L  v5 D* {
forged cheque 伪支票2 Z# V! ?0 i" }7 W4 B: d3 j
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余5 A% \3 b, t' J( @$ I
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.$ R. z" Y8 a0 k+ _
我想知道一下我是否能提取存款来支付天津购物的费用。
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9 P% B! `* l3 }. nI want to withdraw 200 dollars from my deposit account.
, g& B9 U5 i+ e: C( a& {" ^我要从我的定期存款中支取200美圆。
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I want to close my account with you.+ X; F' H  @6 U' [8 e
我想结束在你们这儿的帐户。2 g' l3 M) O6 r: W( C  f& O! C
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8 r# M1 w2 S4 h- J# _! X5 E- nI'd like to draw 100 yuan against this letter of credit.
5 a9 T: ]' j7 `  i我想从这份信用证上提款100元。
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. w# Y2 ~+ |0 ^1 W! wMay I draw money against the letter of credit here?
& [: z" I" |7 H' {' [. }- v我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?5 f, Y0 M0 O4 C8 M
能否把存款结余金额告诉我?9 I. c. p" K& P  y$ f# t8 u$ n0 n3 O
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+ g( J; g8 V- l( \, G, t) {Please let me know my balance.$ S/ r. D9 d$ o( V# `8 A
请告诉我结余金额。
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" _9 T7 `! e, _3 _5 d: s2 vI think you can draw on this account by cheque in payment of goods.
7 l0 C  c. p4 s* o我以为你可用支票提款支付购物费用。
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, r6 B. D* Y5 }% U! cYour balance at the bank is 300 yuan.
5 {5 Y" s) f9 X你在本行的结余是300元。7 e- D+ A1 _8 F/ I' m3 ?
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8 @  ^, {2 N5 Z/ I8 _( SYour deposit is exhausted.
: y8 U0 S; P; b% I/ a1 e你的存款支净了。
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Your letter of credit is used up.
7 f9 N+ r& {6 ?( Z; W你的信用证用完了。- I% ^* D2 u( z3 E  C
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7 Q- T" @, M9 E& }/ l$ P1 iPlease tell me how you wish to draw your money.
6 A* g8 h; g/ M8 k. G6 I! p1 b6 f请告诉我你希望怎样支款。
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. P( d7 Z; R! U# Y5 Q4 e& vFill our a withdrawal form, please.
* o" P* w7 F1 x5 r' i0 L: M请填写取款单。
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The letter of credit is exhausted.! h% T! U8 r& s  ?( B6 k# k  F1 o
信用证上的款子已提清。$ U0 h) H; C3 Z" K  [% x
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" z7 A. ~6 o8 f5 DThe letter at Counter 6 will pay you against your number slip.3 R) }2 b( \! Y2 C! K2 g  s2 Q
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases % Q$ }5 @5 h9 N6 W. S

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to close an account, to clear an account 结清
* |% \7 i  G5 b+ ]$ x+ Uto draw money 取款
% l3 l" X4 P2 b8 l" |  j8 W* t6 fdrawing-out slip 取款单
  h" W. U" I  N# A( Tthe number slip 号码牌/ Z' ?" U: k9 Z
a withdrawal form 取款单/ g& {6 o) v& w9 A. Z. Y" c; Y+ M/ y6 g
to fill in the receipt in duplicate 一式两份填这张收据
' R( z6 l/ d$ z5 c/ Wteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
, J' t) f/ B/ N  {  f好,已收藏!
( |# `2 s  a! I$ K
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
. D( N. |+ {& y; K, j+ _9 b0 ~+ ^2 x
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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