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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?3 i3 ~8 A2 \$ U% d+ ]
你想开哪种帐户?
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) l- z, j8 p1 [( kDo you like to open a current account?
: S* W$ V  K# E/ {你想开一个活期存款帐户吗? ; S2 x; f4 }/ U  P' l

/ _" m; w" G3 n8 O7 Z  ~) EA deposit or current account?
* W( {6 L3 G+ ]2 @( |( R定期还是活期? + J  M  c7 j& `5 B

! J% Z3 Q0 l1 ]3 g: a) CPlease tell me how you would like to deposit your money.
1 E. C/ u# {, B8 ~请告诉我你想存何种户头? ; _" L' V2 t6 Q" H: |: z6 u

* V  w' b5 V: aThere's a service charge for the checking account but no charge for the savings." D) N! _) B4 r- O0 Y" d6 J2 Q) j
支票户头要收服务费,现金户头不收。 4 t' [4 o7 L( R. l0 o6 d

/ d; o4 g: ~( w/ K$ I) KOur minimum deposit for a savings account is 100 dollars.
1 K% S0 B: H( O7 ^: e我们储蓄存款的最低存款额是100美圆。 6 L+ O6 Q# D5 s7 L% v7 Z

( u2 z" _* p) {; B4 aFive yuan is the minimum original deposit.
2 O1 x5 L# Q' f/ l; w  F" U! ^最低起存款额是5元。 1 m; m$ B1 Q# o! L% G2 w$ y
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You can open a savings account at any time with an initial deposit of 50 dollars.
% l2 D; X) B& d/ X6 f你可随时以50美圆的起存额开立储蓄帐户。 , \. K, x; {+ Y8 E: Z. G- }
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Even one yuan is all right.
: L9 L  F+ S. D7 l4 n甚至一元也可以起存。   I+ q/ O, a) |0 ^

+ X$ o4 D5 I+ vHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.# O: l5 N+ S1 B+ Y; G
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
! W$ u1 K9 F6 \7 g* I; c8 }我想开一个活期存款帐户。 - [- [9 @% P0 S
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I need a checking account so that I can pay my bill.. b- O5 ^) H  a6 L! F
我需开个支票帐户,这样就能付帐。 7 _( p( T: i' J; r/ P
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We'd like to know how we open a checking-savings account.
/ ^2 d' a9 ~! z8 k0 I我们想知道如何开一个支票储蓄帐户。 ! s0 @9 U1 V# x: {- y7 v

" P4 C7 y! o7 A! F, D" k( lI have a checking account here." E! C# j/ e1 Z0 {  H3 C
我在这里有一个支票存款帐户。
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I think I'd like a deposit account., t( J" A, z4 @8 h' ?! q
我想要开个定期存款帐户。 & f; H" j( h/ e! A9 l! s& h. k* Q2 x: s

- r: ^: P5 T6 d( iCan I open a current account here?' C7 f2 N, m4 }% q7 }8 i
我能否在这儿开个活期存款帐户? - W/ w6 V( J) `& L

; q3 h$ b1 F0 a3 S3 |: dI want to open a deposit account with you.
2 l/ e% x3 D/ s/ O# U. N0 U0 M% n* t我要开个储蓄帐户。 / ?4 V( Z) @! f
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I'd like to open a deposit account with you.1 p# c( l# _9 }  |) K
我想在你们这儿开个定期存款帐户。
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( ]1 x# Z! E' i( t! |# e5 ~) |8 mCould you tell me the difference between a savings account and a checking account?
0 K4 o( L% l+ T1 H' M请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.! P- U" @, v3 B( [+ e
请告诉我开个储蓄帐户需要什么手续。 : G8 x. h/ a, {

% ^& |0 c, K* n- ~+ y# y1 _Will 100 yuan be enough for a minimum deposit?
. k# J  M7 A" ], b, K100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
; t: v1 B) [& y- f. m$ S) a- X我想知道开一个支票帐户200元存款是否够。 5 A' v6 |+ O" l, O( Q; Y' }

. }1 ]: r3 R6 W9 \4 g+ l! zCould you tell me how to operate this account?( N: n% s. c& y+ H! o/ E& H
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?  P7 ^' q8 U& Q) d3 n
第一次储蓄有最低限额吗?
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How much does each account cost?
: j% }+ `' F4 O# D. U' I6 m3 I每个帐户要花多少钱?- B; p2 U* f  M; P
 
0 W) t- L3 z* kUseful Phrases
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$ O7 U! Z9 [( }- G+ Tcurrent deposit, current account 活期存款
2 c% H- u3 e% c/ Ofixed deposit, fixed account 定期存款
( y. E4 M8 k/ N- _fixed deposit by installments 零存整取
" f" P' G7 y0 E2 W4 Cjoint account 联名存款帐户+ W' X: A1 y2 P( K2 o
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
6 r8 Q7 ?# I2 |+ ^* {, `你想在我们这存多少? % f% L7 P/ d; @9 G! C+ e0 b
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How much do you wish to pay into your account?
( I2 X% d% W0 I/ T2 D& v) Z你希望在你的户头上存多少?
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3 o" p% M. b5 U0 m+ {# h" B3 NHow much money do you plan to keep in your account on a regular basis?
2 l7 D1 @1 q8 B; d( N# o你计划在你的户头上定期存放多少钱?; y2 E8 t- A; z. X" |

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; R0 w4 Z; N3 `6 I: {. B: R) YHow much cash do you plan to deposit in your account?1 u, z3 l2 j, x" u; U( O
你有多少钱要存入呢?( `1 ]4 j9 q- y  r
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* x& t$ u0 y5 S8 }! ]) {I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.+ n8 M7 g2 j! w$ v5 E
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?/ @/ _' \2 b% Q
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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" M: W" o4 n0 r: T% TI want to deposit 300 yuan in my account.5 d& ]5 g9 O, |' M- u# c3 u) Z& _
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
5 D& c* v2 s! X; v我想把这些支票存在我的户头上。  K5 a+ u) _+ @8 [% n: S
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# `. u6 I4 c3 Z: X5 tI'd like to pay 200 yuan into my deposit account.
, [9 I: B5 B0 P4 n, O) Z我想在在我的定期存款户头上存200元。
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6 g* h, M9 ?* j6 ZI want to deposit my paycheck.) L  E8 b4 K0 y
我想存入我的工资支票。) J0 D. m$ |2 {* [/ Z: B
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1 \& u! ?; o. B$ q+ \; eI'd like to know whether I can cash a cheque here.6 g" x' T/ ]+ r
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?9 g9 L1 k6 ~" I3 h$ p: L- P
请兑现这张旅行支票好吗?
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# ]% M7 g. m& J! l# D+ m8 KI'd like to cash this money order.
2 u0 ]$ x) s8 u; ~我想兑现这张汇款单。
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. u5 w6 W6 n% f+ P# W6 zI want to cash the balance of a traveler's letter of credit.% a3 ]0 _9 M' v  L% _
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
% q6 d% X' \, r- U% @9 C8 Q* Q' V% g, |% j请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
% d. j9 Z6 [; P' \4 A! w请告诉我这些支票要花多少钱?
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& T+ ~8 @, I' t  m  c$ u$ \) \What if I overdraw?
% P3 Y0 A# a. a7 T如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.* N6 E4 i3 A1 I5 c) _* h
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.! ~2 Z) Y# t  y7 m
请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.2 Z- S: C4 I/ ]* `0 @& J5 v
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
; Y, G: w8 j& D9 X0 m请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
8 f$ P' ^. X" l8 P* m旅行支票手续费是购买总额的1.5%。! @$ E3 U+ s5 h' [# m: _& `  X7 I
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) S5 T# F+ _, Y9 IHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
5 z6 X2 ]) q5 [0 r! [3 X5 V这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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0 Q& p- u1 X. cEach cheque you write will cost 2 dollars.
- y- }+ |* e" y4 ^你每开一张支票将花2美圆。
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Useful Words and Phrases
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9 t, {$ t3 W- i6 g2 D6 P" aaccount number 帐目编号
, j2 l2 H* v, P: g* |depositor 存户
. C, s# |+ J, ?& N; [pay-in slip 存款单
- Y7 a; H* l. a2 i  o  T8 ~a deposit form 存款单# @5 y' P; H0 A- e" }% O' F
a banding machine 自动存取机7 P' e2 i. E1 S: B
to deposit 存款
: k. N- R9 l6 q) ^8 j) }deposit receipt 存款收据
0 i# G. d% X6 o, a6 V7 m. Vprivate deposits 私人存款
3 r% [8 l, A* Q9 b$ J, N6 I/ d  ~, l( Ocertificate of deposit 存单+ F2 l! T/ {' m( S
deposit book, passbook 存折
9 Y! t  H5 q' ~credit card 信用卡. l' i" F' q; b/ O
principal 本金% d+ a' K. A& `% x
overdraft, overdraw 透支
$ q$ O; u; X) j" K1 W$ K. dto counter sign 双签; w1 y$ H& e- t$ g& a
to endorse 背书% F' F/ o& J- @; K1 ^5 {4 {
endorser 背书人
$ R7 r/ w  K; v1 a* _( s& lto cash 兑现  {& d5 V% z7 Q6 i/ p
to honor a cheque 兑付' T% Y+ f8 Q% g
to dishonor a cheque 拒付
: d; M- p& ]. Ito suspend payment 止付1 f! h: |5 t# {. g( ^4 s& B
cheque,check 支票8 ?1 h: `& y: s: m2 `4 `% H
cheque book 支票本0 W* ]. P* i6 \! p3 Z% P
order cheque 记名支票' \$ L) o. ?" M( ]% l  A: p
bearer cheque 不记名支票
" p9 B8 W3 @  Z& W" xcrossed cheque 横线支票3 r* J2 v: S9 u6 A. \
blank cheque 空白支票
. @& E2 @- x$ A/ Brubber cheque 空头支票- s5 `" p2 E7 ^0 R
cheque stub, counterfoil 票根" J7 s1 V8 ?0 x! w" z/ U( d
cash cheque 现金支票
4 g. n+ c+ J6 E0 Q$ J8 z2 A# btraveler's cheque 旅行支票8 w' Q& _" d: h( c' M; i
cheque for transfer 转帐支票% j, j' x) E( X: F/ ^. c& P
outstanding cheque 未付支票
' V3 @/ T, Y1 q$ Q( x4 R9 fcanceled cheque 已付支票" g4 ]2 u: R3 }
forged cheque 伪支票
  \; n- ~, ]: Y1 _$ T; ]  v& k! h) JBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余: B# n, ]0 I4 W

7 H* e' b3 J; x2 o  P/ ~  x" T) bI'd like to know if I can draw on my account for payment of things I buy in Tianjin.( ?9 D# g) Q7 N; g. O+ V
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.* d! [2 j5 r* ?7 I( x& o( w) E
我要从我的定期存款中支取200美圆。
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I want to close my account with you.
. h! R; n6 k% q我想结束在你们这儿的帐户。" ?. a& i% s# c2 ?9 F! C
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I'd like to draw 100 yuan against this letter of credit.6 N* h: p# D9 \% ]/ O
我想从这份信用证上提款100元。& ?! ~7 z- ^' O' j
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May I draw money against the letter of credit here?
: {! L) V3 y9 }; Y7 m( Z我可以在这儿用这份信用证取钱吗?
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: H" [' h& p, Y- J: N; ?9 JCould you tell me my balance?! r' \8 [  m$ T) x5 i7 C8 |( P
能否把存款结余金额告诉我?
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Please let me know my balance.
+ w; s6 e: Y4 U3 o1 X* x3 |请告诉我结余金额。
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5 H0 |) g% T: V& W$ R! h& S$ @9 lI think you can draw on this account by cheque in payment of goods.- T" {: R. H: j- B1 W
我以为你可用支票提款支付购物费用。
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0 b5 W8 Y1 K( eYour balance at the bank is 300 yuan.
2 l! q9 ~: S; ?( M: v- ^9 ~( j9 ^你在本行的结余是300元。
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Your deposit is exhausted.
& C# M) O3 K4 _. d9 j6 f你的存款支净了。
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5 I3 C. {$ v+ p% c) ]  p4 SYour letter of credit is used up.
4 f/ J) |( e* J你的信用证用完了。
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Please tell me how you wish to draw your money.! p! g5 u) K# _/ c
请告诉我你希望怎样支款。
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- f3 j. ]4 H3 N4 `5 S' AFill our a withdrawal form, please.
) E8 R5 W1 F+ t. Z; e请填写取款单。# A+ x2 Q; D( @* A+ @4 b: Z
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* @) k- D- ]* O+ ^* yThe letter of credit is exhausted.2 U& t$ N( v/ H  x
信用证上的款子已提清。- |. A! E/ k, p- G

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The letter at Counter 6 will pay you against your number slip.: _5 Z4 K* ~1 P3 j+ |, v
六号柜台的出纳员将根据你的号码牌付给你钱。 7 V1 k. E) H& C9 p
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Useful Words and Phrases   ^5 n) x9 z! h, G% I
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to close an account, to clear an account 结清
  g7 J! n: c# r( {$ ~  oto draw money 取款( V8 z& K: b! K9 e& `
drawing-out slip 取款单
4 i. j6 ^9 n6 c" S$ r" T- w5 sthe number slip 号码牌
" {: K+ j& r, t) S% w& i1 Ha withdrawal form 取款单
  y7 h1 h& _0 i' \to fill in the receipt in duplicate 一式两份填这张收据
& d! S+ @  B. C6 K$ t8 _! ^teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
  j8 U) b6 i* W& e  O好,已收藏!

! n# L& z$ K; P6 z, b! _. P6 CMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
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