as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 4 S7 q, \) |* R* ^! S' y n7 x; T+ A+ U: z( P% C8 v
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....