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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。( [. g. U* @# V# A$ {$ J; F
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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我会将附件发给斑竹， 让他们粘贴出来。0 d8 A$ ^' M! U" T# b- P9 b7 Z
) t+ B9 c! [0 D; S下面是该机构的评述：
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
: e+ G" {/ W% c6 |, o; DI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
- b5 j" t" X: s6 U, y- s+ Q: SI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results: 5 R/ g1 O+ d- b/ V2 r$ r% }
The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!0 E% M3 R* K! N( a- [# K9 ^
: R2 K/ y. j. K3 G; m/ PI must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks” |
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发表于 2010-4-27 10:11
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