优选标准: " J' x, H6 j- w1、消费返点,例如:0.5% or 1% or 2% and so on./ ^, n! e. H7 s9 j& Y* l1 a
2、免年费,超期利率等basic conditions.+ I7 j/ D0 C$ T1 a1 m
3、信用额度credit limit, 贷款优惠等。* o5 e0 y: E% u- O0 V b T ]
MBNA Smart Cash: ! [$ J! r$ n- r: ^1 N3 \4 h- |0 B7 W2 f
5% on gas and grocery for the first 6 months (3% after that);" w. m' \% J: n0 Y! B$ V/ n
1% on any other purchases.