Better go through insurance company if it will cost that much ,that is why you need insurance , then find another cheaper insurance INC to renew . ! p. M# J. w f- a! I2 [6 i0 @7 g; gI had accident last year , after fixed the car , my insurance went to $600/year more to renew with the same company , and that was how i deal with it . , F( P) O1 M+ G% N- U 2 Q% N* w, e1 {: H 0 y' V( ]9 j7 R( O1 }just a suggestion . ...