, N$ m+ e: y1 x. I8 W& ?你说的是RRSP吧1 a8 U- w9 r' t; i, F
RRSP是有限的,超过一定数量之后就不算入免税的部分了,而且因为你09年算的是08年的税,所以从2008年1月1日起到12月31号的RRSP才会计算入内,你09年2月购买的是不算的6 T: n T6 p. Y5 ^( m
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合理避税的方法非常多,最好的就是找一个固定的税务师,从此以后,他每年固定给你算会省很多麻烦事的) M D: b$ ?9 I# N ]6 @* n
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如果不能够支付税务师,CRA提供了义工,你可以找他们帮你退税。我今年也报了这个义工项目。如果有进一步消息会提供给你的
AB tax in 2007 / s$ F$ G' @! J1 x3 o2 } B* F, i3 F13% under 25k J. Y' j& w' G' ], P$ j& y6 ]" I) x
21% under 50k + ], |" f2 P* F# _9 ` a1 j25% under 75k 3 T9 i! |3 b1 m, a29% under 125k' e+ X* V/ b5 ?& P" w; [
& _# _" J0 V a, k! sFor the RRSP, I made a mistake. The contribution is in the yr and 60 days following the yr. It means that if u purchase any RRSP from Jan 1 2008 to March 1 2009, it is exempt from ur taxable income in 2008. @. b! D& ?$ q" S/ F& U, S$ w" `5 Y" r) u
The RRSP calculates very complicately and u should ask for professional help. One thing important is that u should not contribute more than u should be. If u contribute too much, there is at least 1% penanity until u take out the money. 2 t) q: u$ @" ?2 o7 ^/ ^1 r% C( S4 u
I am still a student and dont have any professsionl background in this area. therefore, it is not a good idea to provide helps. But if u have any question, always can ask for help from me.
sorry for the mistake 3 r* J3 c: I% I& z- Xreally appreciate that. ) X5 Z" h4 ]# `as i mention above, i am a student and dont have any professional background.' P# ^9 K& q% K2 {* r
strongly recommend LZ to talk to professionals.