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 What to do if you are in a car accident! p0 f1 a: }2 A- E' l
& I/ a5 N+ a6 FStep1. If possible, stop your car in a safe and visible place. If a car 6 Q: |6 H% H; ^4 a0 a' v- \$ @2 z
cannot be moved, turn on the hazard lights. Turn off the
* G7 l: W$ @: c7 Y& ^8 Y$ A0 Y' N& y ignition. Be careful when exiting your car.: T" j0 h) Z/ W+ |) I, i+ n
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Step2. Determine if anyone is injured. Do not move an injured person.# D! V6 X. Q& _) d8 e: B
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Step3. Call 911 for the police and ambulance (if needed) immediately.
, H/ S& | e* Z+ R7 \& b9 i, B; c Report any injuries.9 C+ n n: w9 n T/ b) v
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Step4. If another vehicle is involved, get the car’s year, make, model
- t: ^$ v0 M( |1 I) r( c and license plate number; the driver’s name, address and license; W+ i2 |9 R) K1 W y" r- ^9 j
number; and the name of his or her insurance company. If the
8 L ?3 o2 b: a- e9 N0 L8 Q+ y! K7 S( t driver does not own the car, get the name of the car’s owner. - ~# I( @" s+ H3 @. E2 v: C
Write down names and addresses of other passengers or
; ^& X$ m! |+ e witnesses. If you have a camera take pictures of the accident 8 J+ g8 J6 m& } k# D2 n& ]" ?7 S
scene.
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Step5. The police officer will give you a copy of the collision report.
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7 {' n* P. `5 M) T7 [9 ~1 eStep6. Cooperate with the police, but do not admit guilt for the
5 i& A1 m5 J0 {# ~ accident in any way. You may be required to show proof of ; Q; a; A! A [
insurance, but do not reveal how much coverage you have.
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2 G% X) E3 F& x9 g9 g- k) g8 cStep7. Do not accept any money the other driver may offer. By
/ V% U6 X0 k, X+ E* \ accepting money, you may give up your right to file a claim
* F: D k( M5 X8 | against the other driver, even if the damages turn out to be# X: R" h5 W" t# B$ Z
more extensive than you first thought.. C! u j7 v4 D) e* \& d6 J
; a2 I& ?! P# XStep8. Do not agree to forget about a minor accident. You may see
$ d& Z) y0 t5 ` later that there were hidden damages or injuries. The other
/ `; y. x" [* R; S person may even file a lawsuit against you.
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+ E) @" Y! E( n8 ]9 C1 L; d7 c6 DStep9. Write an account of what happened: time of day, weather, " ]# v$ h3 Q: W% o% D7 F* {
hazards, road conditions and driving speed. Draw a picture of
4 L3 _( }5 I1 L- g2 Z V the site, showing stop signs, signal lights, etc. Try to measure + B$ T; a* E& c9 D' V
skid marks and determine the point of impact. Note any damage5 T) k! H2 s9 f/ ~$ s
already on other cars involved. If a camera is available, take
* |2 V" R6 d7 T7 L pictures of the accident.
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! ^$ j3 R, R& _9 V! cStep10. Report the accident to your insurance agent or insurance
7 a! {7 r x0 [) P7 z' \8 ?7 A company as soon as possible. Call a lawyer Bruce King, to discuss7 _: E$ S2 `# N8 n) m' o
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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