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 What to do if you are in a car accident& `1 e" ~9 ]) K0 Y: _
* K: Q1 z4 n2 v$ uStep1. If possible, stop your car in a safe and visible place. If a car
# `# R8 @& e: C7 [, a+ \ cannot be moved, turn on the hazard lights. Turn off the: f+ V \5 \; q3 P O
ignition. Be careful when exiting your car.
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/ W; M8 O" x) g. M7 tStep2. Determine if anyone is injured. Do not move an injured person.
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& x7 t# u4 V6 h4 w) @/ x' X% I. j) tStep3. Call 911 for the police and ambulance (if needed) immediately. - s: O6 \- D: }$ h0 |
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
+ K' p$ N2 s4 u4 ]+ N and license plate number; the driver’s name, address and license
8 t8 v6 W% E, O( b- G! O number; and the name of his or her insurance company. If the ( u+ D' J R( C6 o" U0 @/ v
driver does not own the car, get the name of the car’s owner. 9 n6 }) z \ x% |
Write down names and addresses of other passengers or * ^& q8 M2 _# ~" I A9 Q$ b
witnesses. If you have a camera take pictures of the accident
6 n v9 f3 l T- Z scene.
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$ E3 y; W T) ~Step5. The police officer will give you a copy of the collision report., z, r4 i5 P/ o
0 Q- q' B) S6 J1 U* xStep6. Cooperate with the police, but do not admit guilt for the
5 Z0 G3 M3 w# Z* M2 h7 F) } accident in any way. You may be required to show proof of + c [; k- K2 X) A3 o0 [
insurance, but do not reveal how much coverage you have.
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; i3 C5 F# `8 x8 O3 }. ^# OStep7. Do not accept any money the other driver may offer. By# V Z% s# L+ I6 u! c: ?% v! E
accepting money, you may give up your right to file a claim
6 n3 \, P# d! H. s against the other driver, even if the damages turn out to be
# t7 Y; w1 }. C2 r more extensive than you first thought.
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; b# P- n, ?# U" ?+ bStep8. Do not agree to forget about a minor accident. You may see
& Z8 Y! J2 a! ~. L; N later that there were hidden damages or injuries. The other
# }: H" W$ Y3 p) \. D% B6 ^, s& B person may even file a lawsuit against you.
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0 z {: H! w6 @8 ^$ vStep9. Write an account of what happened: time of day, weather, 9 \: ?+ F& B7 s6 G3 e0 \. K: Q
hazards, road conditions and driving speed. Draw a picture of
" q3 `( M0 t! J+ F) e* [4 z: H the site, showing stop signs, signal lights, etc. Try to measure ; V8 a3 N s& B! Y Q x4 V
skid marks and determine the point of impact. Note any damage, }% \- Q- {- c4 e! A9 X
already on other cars involved. If a camera is available, take
$ M: U( m* Z/ v/ c0 ` pictures of the accident.
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, N8 A9 M a6 \' u8 B& g# l L, iStep10. Report the accident to your insurance agent or insurance
/ j# N# a& e$ C company as soon as possible. Call a lawyer Bruce King, to discuss
$ B5 a! t( T; m$ @ your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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