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 What to do if you are in a car accident; Q- R4 b( n- t7 m8 Z' Q8 r
: R# p3 R* x/ ^2 V6 aStep1. If possible, stop your car in a safe and visible place. If a car
- {. {0 D4 v% v0 J cannot be moved, turn on the hazard lights. Turn off the
( \9 O! o$ j2 {; C W' g ignition. Be careful when exiting your car.2 f* h% x! |+ w8 B
+ d1 J# n( Z% [* H" ]- B% m; FStep2. Determine if anyone is injured. Do not move an injured person.! h/ J9 b# Q' |
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Step3. Call 911 for the police and ambulance (if needed) immediately.
% E% z: d" Q6 u/ F' l, f+ { Report any injuries.% o* b' e! w( I3 P, F: p2 y$ _
. _, O* y( z h1 PStep4. If another vehicle is involved, get the car’s year, make, model 0 k' e/ F1 ^8 `- B0 e. o
and license plate number; the driver’s name, address and license
7 ]& J1 [7 F6 I1 w8 n number; and the name of his or her insurance company. If the
* v0 I" m$ v1 z4 B$ ]8 @: @ driver does not own the car, get the name of the car’s owner. $ ^9 c3 L! R9 k/ E/ z
Write down names and addresses of other passengers or
2 G3 `8 T& }% Z: \- d0 p witnesses. If you have a camera take pictures of the accident
; _7 x1 t7 l' g- C( o) o scene.
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Step5. The police officer will give you a copy of the collision report.1 E" ]" S, i+ b6 s! X
; ^1 l7 q( t" i$ ~% x9 vStep6. Cooperate with the police, but do not admit guilt for the : R* P- I: C" u: N
accident in any way. You may be required to show proof of 4 B$ |/ m: A$ N+ r. \
insurance, but do not reveal how much coverage you have.
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* o" m( ^& m W5 t% p) U+ D# lStep7. Do not accept any money the other driver may offer. By
3 i }. I+ \( b5 c accepting money, you may give up your right to file a claim # G( e* ^' Q% o" ~8 c
against the other driver, even if the damages turn out to be" ?+ D5 Y# X+ l) E
more extensive than you first thought.& x3 J( k! n' ?) H$ l( c7 \7 f9 a g- p
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Step8. Do not agree to forget about a minor accident. You may see8 L' K" l5 S h7 r' N5 [
later that there were hidden damages or injuries. The other* `1 d9 @2 l, _7 ^
person may even file a lawsuit against you.. Z) K* P! X/ a7 Q
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Step9. Write an account of what happened: time of day, weather, 3 a! z( Z+ S+ ?6 j: j
hazards, road conditions and driving speed. Draw a picture of
! L$ \: p) q7 I& \( X8 H( E the site, showing stop signs, signal lights, etc. Try to measure 7 r' Y# n% |8 R( G* t7 R3 |
skid marks and determine the point of impact. Note any damage( O) L1 ~. M1 d, j. Z$ k
already on other cars involved. If a camera is available, take
) ?4 Z2 {% S. R0 S( r8 E/ `9 @; ^2 G pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance - J6 N! Z& ?* {9 Q4 z
company as soon as possible. Call a lawyer Bruce King, to discuss
# `$ w U0 o$ G, s( G# I your accident.0 i3 e* U! D) j! e/ l. _3 P" h
( [, e# t' J8 E' }: T/ I, p[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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