 鲜花( 1)  鸡蛋( 0)
|
 What to do if you are in a car accident
( c5 x+ H9 F' A4 _8 E2 f0 @) B! B
- m; ~/ D0 D; x9 ?6 HStep1. If possible, stop your car in a safe and visible place. If a car 2 M$ N4 I& Z7 U. m: [
cannot be moved, turn on the hazard lights. Turn off the1 O5 C. V8 J7 ^1 m6 y# T
ignition. Be careful when exiting your car.5 |/ }" Q6 G, S$ H& k0 t d6 Z
& O- \; d9 ~% j2 p: p3 G4 T
Step2. Determine if anyone is injured. Do not move an injured person.( V+ Y0 T" j9 y) _9 f
- w, R: W8 t; D7 E/ X8 pStep3. Call 911 for the police and ambulance (if needed) immediately. $ R+ @0 O! F4 Y3 ?9 u
Report any injuries.; b% E- X2 l+ W& A% K6 ]5 B2 G% X
; D1 S6 v5 E) N. t9 ?
Step4. If another vehicle is involved, get the car’s year, make, model 2 ]' Y, k, Y4 Y6 F
and license plate number; the driver’s name, address and license
' F2 s6 R' ?$ x! b4 a* B3 g number; and the name of his or her insurance company. If the & p; Q! c; c) e. W
driver does not own the car, get the name of the car’s owner. ; v$ @; u( c, Q. ^. v1 x
Write down names and addresses of other passengers or 0 V: e E [/ B t
witnesses. If you have a camera take pictures of the accident : U3 V3 j( r' m, J4 E( E
scene.$ h1 k; f- k' _5 n
2 ]6 `1 I9 [: P _* `0 K
Step5. The police officer will give you a copy of the collision report.! v# {. [) G% \2 }
: M+ L7 T8 x ]# H
Step6. Cooperate with the police, but do not admit guilt for the
/ A" |* { F+ b/ S6 K! v accident in any way. You may be required to show proof of
6 a# e6 O3 U& D. u/ \+ u: V insurance, but do not reveal how much coverage you have.
4 j w0 w4 A& S
, g, X. i# V1 M6 t* pStep7. Do not accept any money the other driver may offer. By6 O2 w* O! @. t& u5 h
accepting money, you may give up your right to file a claim 9 B7 _; }8 z) A1 d
against the other driver, even if the damages turn out to be% O* B4 d- r0 N4 t# t1 k5 B A
more extensive than you first thought.
" { A- a3 C1 V4 ^/ e" L% i/ S& M3 _+ W5 J o0 }1 @; x# `
Step8. Do not agree to forget about a minor accident. You may see
# \3 h, E0 X# E& r, G+ R( {9 ?' p9 p later that there were hidden damages or injuries. The other
* l+ [& i6 r# ~+ f0 O+ ? person may even file a lawsuit against you.
! e3 |3 c+ Z* O% f
. [" G2 _. h) V2 G$ h- {& n: j# p- \Step9. Write an account of what happened: time of day, weather, + O* a* T( y. L" D
hazards, road conditions and driving speed. Draw a picture of
. G& _: `% a o& G, B; O the site, showing stop signs, signal lights, etc. Try to measure 7 Z. W; O9 Y, m
skid marks and determine the point of impact. Note any damage
, X3 X! u8 z& L; ^- ~, l7 V f; n1 ` already on other cars involved. If a camera is available, take
2 y2 ]; y( v( t4 U3 Y, Y3 B pictures of the accident.
" H, _: s" K8 P! l( T4 d) r5 R+ R$ H
Step10. Report the accident to your insurance agent or insurance
! u, o y5 ?" \5 `4 E& P$ m company as soon as possible. Call a lawyer Bruce King, to discuss
6 t4 x: Z9 L$ G! ? }' i7 c4 p5 j5 X your accident.
( A: f: ?3 {! ]" F* V- `, R" b: d2 O6 z
[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
|