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 What to do if you are in a car accident: c! x0 [3 d. p, x! P' j) c! m' o
" W6 h/ S+ e1 N# C; O$ ZStep1. If possible, stop your car in a safe and visible place. If a car
" p& W7 V) j3 C( A8 ~. ^ cannot be moved, turn on the hazard lights. Turn off the0 }& B4 N+ n$ y4 J! z2 V
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. + k I1 E4 [; P; n& `+ i7 Q
Report any injuries.! V& l3 v! ]% n! L2 P
- F4 K" i! y) S6 N) sStep4. If another vehicle is involved, get the car’s year, make, model
3 g& j0 `1 c- D5 z and license plate number; the driver’s name, address and license Y# M1 z. r, m0 m) y
number; and the name of his or her insurance company. If the
! F) f- A6 k3 x+ R driver does not own the car, get the name of the car’s owner. * S9 T1 ^( Z1 P( s" c
Write down names and addresses of other passengers or # J& _; h/ k& R$ }, V! T+ v8 m
witnesses. If you have a camera take pictures of the accident " I6 `* M6 X v- r: D+ ]
scene.& n, h: B! i/ n/ c# r. Y1 ^ M8 `
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Step5. The police officer will give you a copy of the collision report.4 @# Z* l! b0 H3 |+ x7 r% F
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Step6. Cooperate with the police, but do not admit guilt for the 7 k' B3 `5 z! Z7 C: h7 j6 _* i
accident in any way. You may be required to show proof of 1 X( [7 [, m' T
insurance, but do not reveal how much coverage you have.
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8 H4 Z! n/ `! u( y9 uStep7. Do not accept any money the other driver may offer. By$ \2 d) I; `* z v6 }0 a
accepting money, you may give up your right to file a claim
) E( @. _- \8 l" c against the other driver, even if the damages turn out to be
+ S+ q( t0 Z8 I9 u( a2 R more extensive than you first thought.2 J; R' w/ Z: {( ?0 X
1 c# M( y+ j2 A8 z" T) Z3 e* M/ RStep8. Do not agree to forget about a minor accident. You may see3 t& C7 U$ D1 n) Y2 E
later that there were hidden damages or injuries. The other2 ?! ^( r8 F( i! H2 x
person may even file a lawsuit against you.
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; u# I) ~- H) E2 c p, FStep9. Write an account of what happened: time of day, weather,
2 ^9 J h* [5 Q( x* I hazards, road conditions and driving speed. Draw a picture of
& a# c8 K3 M" S& ^) U% O the site, showing stop signs, signal lights, etc. Try to measure
% R( o: ?* o/ i Y. |( O2 ] skid marks and determine the point of impact. Note any damage
4 H; m4 s3 k) N" l already on other cars involved. If a camera is available, take + p. a5 r& a- N: m9 T- u7 s+ T
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance $ v5 E3 ]" B6 Z6 P! U: L" Z
company as soon as possible. Call a lawyer Bruce King, to discuss
' E d1 a% R% Y6 }" ~+ O" \0 c your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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