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 What to do if you are in a car accident
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3 Y' _) Q$ x- m5 ]% P9 BStep1. If possible, stop your car in a safe and visible place. If a car
0 M+ \$ i9 o. }7 N0 Y cannot be moved, turn on the hazard lights. Turn off the
3 @; d9 {% M7 P; d- p9 Q. z ignition. Be careful when exiting your car.
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- u" W9 p8 Z$ ~ X' t6 K; KStep2. Determine if anyone is injured. Do not move an injured person.- Q, e7 Q( u5 @3 ~; x" h9 {
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Step3. Call 911 for the police and ambulance (if needed) immediately.
+ N+ [( J. b. t4 r8 ~8 ? Report any injuries.+ }, w( t- O5 q/ Y% F$ a
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Step4. If another vehicle is involved, get the car’s year, make, model " F/ h& K- b" e/ T/ _
and license plate number; the driver’s name, address and license
* G1 i5 {4 I: d% m/ C9 ? number; and the name of his or her insurance company. If the
' D+ {$ u4 d# E1 o driver does not own the car, get the name of the car’s owner. 8 Y! l5 J& b8 ?
Write down names and addresses of other passengers or
) K1 Y( s: J7 s* k, f witnesses. If you have a camera take pictures of the accident
2 s) \, t$ `& \ scene.2 ^; j( t( O# [: v- d; e
j7 N9 B S8 g4 I t& A6 |: I JStep5. The police officer will give you a copy of the collision report.4 D' s, a* O7 K! O+ M! y5 }* ?
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Step6. Cooperate with the police, but do not admit guilt for the
; D; _" w+ b" J" ^/ a7 Q$ p6 V" g accident in any way. You may be required to show proof of 6 D8 [8 \& \3 D, j" Q) l2 R
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By' ?+ I- [" I: k; N
accepting money, you may give up your right to file a claim 3 [7 L5 Q/ z8 O+ y' a# m9 `
against the other driver, even if the damages turn out to be$ T/ u* p2 j' n" ^! d- T
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see' M3 F: H; y U& @0 H
later that there were hidden damages or injuries. The other
' T$ ~2 Y6 a: t4 ^: O9 P person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
, \( ?- b/ @0 ` {6 V; _ hazards, road conditions and driving speed. Draw a picture of
" ~! n, m! U5 _ the site, showing stop signs, signal lights, etc. Try to measure
5 U7 Q% S* J: o; v2 D) ]+ G3 t; Q skid marks and determine the point of impact. Note any damage) L; t$ j. J6 I* e
already on other cars involved. If a camera is available, take
a4 ~8 \% {" I. `. Q+ F pictures of the accident.
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$ a* F7 z" R d- S2 c- j( E8 RStep10. Report the accident to your insurance agent or insurance 0 J: }: L ]" F- A$ d/ E+ }
company as soon as possible. Call a lawyer Bruce King, to discuss$ v& J, j( p4 x( ] x) x, Z
your accident. c6 {) u# c4 t$ E5 t; C; q
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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