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What to do if you are in a car accident+ n3 k1 Q H4 h
* v. T1 s" q8 e. XStep1. If possible, stop your car in a safe and visible place. If a car 1 C" E `, z- B3 Z: z5 `
cannot be moved, turn on the hazard lights. Turn off the
+ \( S! _5 Z: y; R) I2 v; Z, ^4 z ignition. Be careful when exiting your car.
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' B9 K: D' {" R% t% ]6 CStep2. Determine if anyone is injured. Do not move an injured person.3 T; N$ E5 Z$ S2 T1 X8 y
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Step3. Call 911 for the police and ambulance (if needed) immediately. * Y* c" I0 u, {+ A% e5 C: v1 k
Report any injuries.* c, ?8 h/ J% [' Z
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Step4. If another vehicle is involved, get the car’s year, make, model
/ L+ B3 O1 e# R' p" L and license plate number; the driver’s name, address and license4 _5 r" a, a9 c- O$ S
number; and the name of his or her insurance company. If the
- B# r9 P H9 Q- V- \ driver does not own the car, get the name of the car’s owner. . Q4 j( K$ ?! n5 ?7 I6 s/ R7 H/ [
Write down names and addresses of other passengers or , p' W) [& H9 Q; N( b3 Z5 y
witnesses. If you have a camera take pictures of the accident , C) ]4 S9 w s
scene.
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Step5. The police officer will give you a copy of the collision report.; |' C: R$ x# z' A/ `. P
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Step6. Cooperate with the police, but do not admit guilt for the
& \7 H# G% @8 `$ {7 ]3 a accident in any way. You may be required to show proof of
( _( Q! @, T" d6 Z' [/ x/ \ k5 E# y insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By2 |* D: f: f- H. {
accepting money, you may give up your right to file a claim y I; F) ^8 ]! V# f! v; b
against the other driver, even if the damages turn out to be
# _/ W2 ~( y) w! j. K more extensive than you first thought., `- r! o$ [$ V0 \' _
2 @, ~+ r r+ [7 b3 }7 }Step8. Do not agree to forget about a minor accident. You may see9 z/ n9 c/ z5 S, q; H
later that there were hidden damages or injuries. The other
$ V; N1 q7 `; `! T person may even file a lawsuit against you.2 K5 ?# k" ]1 I# h; f) n
: I& o7 I5 [# @! S+ nStep9. Write an account of what happened: time of day, weather,
+ E# f) L7 V+ b. g9 R" Q; O hazards, road conditions and driving speed. Draw a picture of
5 p" k/ b8 f& @; ]7 B the site, showing stop signs, signal lights, etc. Try to measure
$ N! l9 _, C+ H4 q" W/ h skid marks and determine the point of impact. Note any damage+ Z! h9 \5 n* w* Y( j+ F8 F
already on other cars involved. If a camera is available, take
6 _/ p0 T: d8 T' N pictures of the accident." d+ k+ V: x9 R6 e3 h& S3 O' u5 I5 A
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Step10. Report the accident to your insurance agent or insurance
: P$ n8 q0 _: k: u% q5 D3 v! i3 M; E company as soon as possible. Call a lawyer Bruce King, to discuss
. x# i' l( `' w3 L! j your accident.8 H6 W9 U% g- [0 Y1 ^
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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