i do not why your insurance company will surcharge you by 20 percent.. T! G3 ?; F4 z, r/ W# H: q( {6 V
what is the name of that company?' Y5 \& Q4 G& d. z9 i9 m8 R% W
) E; m, t( r/ m2 V+ A
state farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.