if you know everything, you don't need to book an appointment with 销售代表. just go there. 9 U$ S9 O# Y$ t5 n6 ~no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education4 k- {1 M' w5 u% x! i5 a6 d4 x* W$ Z! G
my dad got mine with RBC $ }+ D2 V( x g' Kpretty good3 z5 x& Q; D2 f, t% @* e9 |) X
maybe you can go check it out