if you know everything, you don't need to book an appointment with 销售代表. just go there. & N8 n B" I5 v9 {/ f9 u8 {no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education, W/ G3 p4 a% ^3 v
my dad got mine with RBC + _/ h9 k0 G' r0 l7 M( B6 cpretty good% m1 [% x& t) \ ?# C$ N
maybe you can go check it out