I found two additional good things about TD: 6 B- T a/ Z, c J; g* W 1. If you deposit a check to your TD account, TD allows you to use it immediately. Alot of other banks will hold it several business days before you can use the money. 0 Q X+ }5 o u$ ~* h$ }5 o( c$ b 2. TD is very convenient. They also open on Saturdays and workday evenings. Most branches work on day time only, and also not on Saturdays.