I am with TD too. $700+ per year for basic coverage. + W+ c& Z% x4 U& J3 {( \; u* l W* H0 r D6 o! a* a
You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.